▼ 0.50% · 3.625%
HK$3,383
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,488
−HK$107/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,813
+HK$218/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,763
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,864
−HK$102/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,176
+HK$210/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,721
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$117/mo
Today · 4.125%
HK$3,954
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$241/mo
Deposit HK$668K · loan HK$816K · min. income ≈ HK$7,908/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$113/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,593
+HK$230/mo
Deposit HK$668K · loan HK$816K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,059
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,185
−HK$129/mo
Today · 4.125%
HK$4,314
baseline
▲ 0.50% · 4.625%
HK$4,576
+HK$262/mo
Deposit HK$593K · loan HK$890K · min. income ≈ HK$8,628/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,516
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$123/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,011
+HK$251/mo
Deposit HK$593K · loan HK$890K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,397
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,534
−HK$139/mo
Today · 4.125%
HK$4,673
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$285/mo
Deposit HK$519K · loan HK$964K · min. income ≈ HK$9,346/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,892
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,023
−HK$133/mo
Today · 4.125%
HK$5,156
baseline
▲ 0.50% · 4.625%
HK$5,428
+HK$272/mo
Deposit HK$519K · loan HK$964K · min. income ≈ HK$10,312/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$150/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,339
+HK$306/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,268
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$143/mo
Today · 4.125%
HK$5,553
baseline
▲ 0.50% · 4.625%
HK$5,846
+HK$293/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$11,106/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,074
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,232
−HK$160/mo
Today · 4.125%
HK$5,392
baseline
▲ 0.50% · 4.625%
HK$5,720
+HK$328/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$10,784/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,645
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,796
−HK$154/mo
Today · 4.125%
HK$5,950
baseline
▲ 0.50% · 4.625%
HK$6,263
+HK$313/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$11,900/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,412
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$171/mo
Today · 4.125%
HK$5,752
baseline
▲ 0.50% · 4.625%
HK$6,102
+HK$350/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,504/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,021
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,183
−HK$163/mo
Today · 4.125%
HK$6,346
baseline
▲ 0.50% · 4.625%
HK$6,681
+HK$335/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,692/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,929
−HK$182/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,483
+HK$372/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,397
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,569
−HK$174/mo
Today · 4.125%
HK$6,743
baseline
▲ 0.50% · 4.625%
HK$7,098
+HK$355/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$13,486/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,089
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,278
−HK$193/mo
Today · 4.125%
HK$6,471
baseline
▲ 0.50% · 4.625%
HK$6,864
+HK$393/mo
Deposit HK$148K · loan HK$1.34M · min. income ≈ HK$12,942/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,774
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,955
−HK$185/mo
Today · 4.125%
HK$7,140
baseline
▲ 0.50% · 4.625%
HK$7,516
+HK$376/mo
Deposit HK$148K · loan HK$1.34M · min. income ≈ HK$14,280/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).