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At today's rate and a 90% mortgage, the deposit on this unit is about HK$150K, with repayments around HK$6,541/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,082/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 85 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- E
- Saleable Area
- 133 Saleable ft²
- Gross Area
- 174 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-27 | HK$1.75M | −12.5% 5.8y · −2.0%/yr |
| 2020-07-28 | HK$2.00M | −7.0% 1.7y · −4.0%/yr |
| 2018-11-26 | HK$2.15M | +80.7% 6.6y · 12.0%/yr |
| 2012-05-07 | HK$1.19M | +142.9% |
| 2007-04-16 | HK$490K | +6.5% |
| 2006-10-20 | HK$460K | +7.0% |
| 2006-08-19 | HK$430K | — |