▼ 0.50% · 3.625%
HK$3,330
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,433
−HK$106/mo
Today · 4.125%
HK$3,539
baseline
▲ 0.50% · 4.625%
HK$3,754
+HK$215/mo
Deposit HK$730K · loan HK$730K · min. income ≈ HK$7,078/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,704
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,804
−HK$100/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$206/mo
Deposit HK$730K · loan HK$730K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,663
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,777
−HK$115/mo
Today · 4.125%
HK$3,892
baseline
▲ 0.50% · 4.625%
HK$4,129
+HK$237/mo
Deposit HK$657K · loan HK$803K · min. income ≈ HK$7,784/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,075
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,184
−HK$111/mo
Today · 4.125%
HK$4,295
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$226/mo
Deposit HK$657K · loan HK$803K · min. income ≈ HK$8,590/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,996
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,120
−HK$126/mo
Today · 4.125%
HK$4,246
baseline
▲ 0.50% · 4.625%
HK$4,505
+HK$259/mo
Deposit HK$584K · loan HK$876K · min. income ≈ HK$8,492/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,445
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$121/mo
Today · 4.125%
HK$4,685
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$247/mo
Deposit HK$584K · loan HK$876K · min. income ≈ HK$9,370/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,329
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$137/mo
Today · 4.125%
HK$4,600
baseline
▲ 0.50% · 4.625%
HK$4,880
+HK$280/mo
Deposit HK$511K · loan HK$949K · min. income ≈ HK$9,200/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$131/mo
Today · 4.125%
HK$5,076
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$267/mo
Deposit HK$511K · loan HK$949K · min. income ≈ HK$10,152/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,662
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,807
−HK$147/mo
Today · 4.125%
HK$4,954
baseline
▲ 0.50% · 4.625%
HK$5,255
+HK$301/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$9,908/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,186
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,325
−HK$141/mo
Today · 4.125%
HK$5,466
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$288/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$10,932/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$158/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$323/mo
Deposit HK$365K · loan HK$1.10M · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$152/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$308/mo
Deposit HK$365K · loan HK$1.10M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,493
−HK$169/mo
Today · 4.125%
HK$5,662
baseline
▲ 0.50% · 4.625%
HK$6,006
+HK$344/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,324/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,927
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,086
−HK$161/mo
Today · 4.125%
HK$6,247
baseline
▲ 0.50% · 4.625%
HK$6,576
+HK$329/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,494/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,837
−HK$179/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,382
+HK$366/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,297
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,466
−HK$172/mo
Today · 4.125%
HK$6,638
baseline
▲ 0.50% · 4.625%
HK$6,987
+HK$349/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,276/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,994
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,180
−HK$189/mo
Today · 4.125%
HK$6,369
baseline
▲ 0.50% · 4.625%
HK$6,757
+HK$388/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,738/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,668
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,847
−HK$181/mo
Today · 4.125%
HK$7,028
baseline
▲ 0.50% · 4.625%
HK$7,398
+HK$370/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,056/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).