▼ 0.50% · 3.625%
HK$3,369
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,474
−HK$107/mo
Today · 4.125%
HK$3,581
baseline
▲ 0.50% · 4.625%
HK$3,799
+HK$218/mo
Deposit HK$739K · loan HK$739K · min. income ≈ HK$7,162/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,748
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,849
−HK$102/mo
Today · 4.125%
HK$3,951
baseline
▲ 0.50% · 4.625%
HK$4,159
+HK$208/mo
Deposit HK$739K · loan HK$739K · min. income ≈ HK$7,902/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,706
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,822
−HK$117/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,178
+HK$239/mo
Deposit HK$665K · loan HK$813K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,123
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$112/mo
Today · 4.125%
HK$4,346
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$229/mo
Deposit HK$665K · loan HK$813K · min. income ≈ HK$8,692/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,043
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,169
−HK$128/mo
Today · 4.125%
HK$4,297
baseline
▲ 0.50% · 4.625%
HK$4,558
+HK$261/mo
Deposit HK$591K · loan HK$887K · min. income ≈ HK$8,594/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$122/mo
Today · 4.125%
HK$4,741
baseline
▲ 0.50% · 4.625%
HK$4,991
+HK$250/mo
Deposit HK$591K · loan HK$887K · min. income ≈ HK$9,482/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,380
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,516
−HK$139/mo
Today · 4.125%
HK$4,655
baseline
▲ 0.50% · 4.625%
HK$4,938
+HK$283/mo
Deposit HK$517K · loan HK$960K · min. income ≈ HK$9,310/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,873
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$132/mo
Today · 4.125%
HK$5,136
baseline
▲ 0.50% · 4.625%
HK$5,407
+HK$271/mo
Deposit HK$517K · loan HK$960K · min. income ≈ HK$10,272/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,864
−HK$149/mo
Today · 4.125%
HK$5,013
baseline
▲ 0.50% · 4.625%
HK$5,318
+HK$305/mo
Deposit HK$443K · loan HK$1.03M · min. income ≈ HK$10,026/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,248
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,388
−HK$143/mo
Today · 4.125%
HK$5,531
baseline
▲ 0.50% · 4.625%
HK$5,823
+HK$292/mo
Deposit HK$443K · loan HK$1.03M · min. income ≈ HK$11,062/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,054
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,211
−HK$160/mo
Today · 4.125%
HK$5,371
baseline
▲ 0.50% · 4.625%
HK$5,698
+HK$327/mo
Deposit HK$369K · loan HK$1.11M · min. income ≈ HK$10,742/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,623
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,773
−HK$153/mo
Today · 4.125%
HK$5,926
baseline
▲ 0.50% · 4.625%
HK$6,239
+HK$313/mo
Deposit HK$369K · loan HK$1.11M · min. income ≈ HK$11,852/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,391
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,559
−HK$170/mo
Today · 4.125%
HK$5,729
baseline
▲ 0.50% · 4.625%
HK$6,078
+HK$349/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$11,458/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,997
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,158
−HK$163/mo
Today · 4.125%
HK$6,321
baseline
▲ 0.50% · 4.625%
HK$6,655
+HK$334/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$12,642/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,728
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,906
−HK$181/mo
Today · 4.125%
HK$6,087
baseline
▲ 0.50% · 4.625%
HK$6,457
+HK$370/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,174/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,372
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,543
−HK$173/mo
Today · 4.125%
HK$6,716
baseline
▲ 0.50% · 4.625%
HK$7,071
+HK$355/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,432/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,065
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,253
−HK$192/mo
Today · 4.125%
HK$6,445
baseline
▲ 0.50% · 4.625%
HK$6,837
+HK$392/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,890/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,747
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,928
−HK$184/mo
Today · 4.125%
HK$7,112
baseline
▲ 0.50% · 4.625%
HK$7,486
+HK$374/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,224/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).