▼ 0.50% · 3.625%
HK$3,379
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,484
−HK$107/mo
Today · 4.125%
HK$3,591
baseline
▲ 0.50% · 4.625%
HK$3,810
+HK$219/mo
Deposit HK$741K · loan HK$741K · min. income ≈ HK$7,182/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,759
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,860
−HK$103/mo
Today · 4.125%
HK$3,963
baseline
▲ 0.50% · 4.625%
HK$4,171
+HK$208/mo
Deposit HK$741K · loan HK$741K · min. income ≈ HK$7,926/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,717
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,833
−HK$117/mo
Today · 4.125%
HK$3,950
baseline
▲ 0.50% · 4.625%
HK$4,191
+HK$241/mo
Deposit HK$667K · loan HK$815K · min. income ≈ HK$7,900/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,135
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,246
−HK$113/mo
Today · 4.125%
HK$4,359
baseline
▲ 0.50% · 4.625%
HK$4,589
+HK$230/mo
Deposit HK$667K · loan HK$815K · min. income ≈ HK$8,718/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,181
−HK$128/mo
Today · 4.125%
HK$4,309
baseline
▲ 0.50% · 4.625%
HK$4,572
+HK$263/mo
Deposit HK$593K · loan HK$889K · min. income ≈ HK$8,618/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,511
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$123/mo
Today · 4.125%
HK$4,755
baseline
▲ 0.50% · 4.625%
HK$5,006
+HK$251/mo
Deposit HK$593K · loan HK$889K · min. income ≈ HK$9,510/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,393
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$139/mo
Today · 4.125%
HK$4,669
baseline
▲ 0.50% · 4.625%
HK$4,953
+HK$284/mo
Deposit HK$519K · loan HK$963K · min. income ≈ HK$9,338/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,018
−HK$133/mo
Today · 4.125%
HK$5,151
baseline
▲ 0.50% · 4.625%
HK$5,423
+HK$272/mo
Deposit HK$519K · loan HK$963K · min. income ≈ HK$10,302/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,731
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$150/mo
Today · 4.125%
HK$5,028
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$306/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$10,056/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,404
−HK$144/mo
Today · 4.125%
HK$5,548
baseline
▲ 0.50% · 4.625%
HK$5,840
+HK$292/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$11,096/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$160/mo
Today · 4.125%
HK$5,387
baseline
▲ 0.50% · 4.625%
HK$5,715
+HK$328/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$10,774/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,639
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,790
−HK$154/mo
Today · 4.125%
HK$5,944
baseline
▲ 0.50% · 4.625%
HK$6,257
+HK$313/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$11,888/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,407
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$171/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,096
+HK$350/mo
Deposit HK$296K · loan HK$1.19M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,015
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,176
−HK$164/mo
Today · 4.125%
HK$6,340
baseline
▲ 0.50% · 4.625%
HK$6,674
+HK$334/mo
Deposit HK$296K · loan HK$1.19M · min. income ≈ HK$12,680/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,745
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,924
−HK$181/mo
Today · 4.125%
HK$6,105
baseline
▲ 0.50% · 4.625%
HK$6,477
+HK$372/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,210/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,391
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,563
−HK$173/mo
Today · 4.125%
HK$6,736
baseline
▲ 0.50% · 4.625%
HK$7,091
+HK$355/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,472/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,272
−HK$192/mo
Today · 4.125%
HK$6,464
baseline
▲ 0.50% · 4.625%
HK$6,858
+HK$394/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,928/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,767
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,949
−HK$184/mo
Today · 4.125%
HK$7,133
baseline
▲ 0.50% · 4.625%
HK$7,509
+HK$376/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,266/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).