▼ 0.50% · 3.625%
HK$3,333
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,436
−HK$106/mo
Today · 4.125%
HK$3,542
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$215/mo
Deposit HK$731K · loan HK$731K · min. income ≈ HK$7,084/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,708
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$101/mo
Today · 4.125%
HK$3,908
baseline
▲ 0.50% · 4.625%
HK$4,114
+HK$206/mo
Deposit HK$731K · loan HK$731K · min. income ≈ HK$7,816/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,780
−HK$116/mo
Today · 4.125%
HK$3,896
baseline
▲ 0.50% · 4.625%
HK$4,133
+HK$237/mo
Deposit HK$658K · loan HK$804K · min. income ≈ HK$7,792/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$111/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$226/mo
Deposit HK$658K · loan HK$804K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,999
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,124
−HK$126/mo
Today · 4.125%
HK$4,250
baseline
▲ 0.50% · 4.625%
HK$4,509
+HK$259/mo
Deposit HK$585K · loan HK$877K · min. income ≈ HK$8,500/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,568
−HK$121/mo
Today · 4.125%
HK$4,689
baseline
▲ 0.50% · 4.625%
HK$4,937
+HK$248/mo
Deposit HK$585K · loan HK$877K · min. income ≈ HK$9,378/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,332
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,467
−HK$137/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$280/mo
Deposit HK$512K · loan HK$950K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$131/mo
Today · 4.125%
HK$5,080
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$268/mo
Deposit HK$512K · loan HK$950K · min. income ≈ HK$10,160/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,666
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,811
−HK$147/mo
Today · 4.125%
HK$4,958
baseline
▲ 0.50% · 4.625%
HK$5,260
+HK$302/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$9,916/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,330
−HK$141/mo
Today · 4.125%
HK$5,471
baseline
▲ 0.50% · 4.625%
HK$5,759
+HK$288/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$10,942/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,155
−HK$158/mo
Today · 4.125%
HK$5,313
baseline
▲ 0.50% · 4.625%
HK$5,636
+HK$323/mo
Deposit HK$365K · loan HK$1.10M · min. income ≈ HK$10,626/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,561
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,711
−HK$151/mo
Today · 4.125%
HK$5,862
baseline
▲ 0.50% · 4.625%
HK$6,171
+HK$309/mo
Deposit HK$365K · loan HK$1.10M · min. income ≈ HK$11,724/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,332
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,498
−HK$169/mo
Today · 4.125%
HK$5,667
baseline
▲ 0.50% · 4.625%
HK$6,011
+HK$344/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,334/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,932
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$162/mo
Today · 4.125%
HK$6,253
baseline
▲ 0.50% · 4.625%
HK$6,582
+HK$329/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,506/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,666
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,842
−HK$179/mo
Today · 4.125%
HK$6,021
baseline
▲ 0.50% · 4.625%
HK$6,387
+HK$366/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,042/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,303
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,472
−HK$171/mo
Today · 4.125%
HK$6,643
baseline
▲ 0.50% · 4.625%
HK$6,994
+HK$351/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,286/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,999
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,185
−HK$190/mo
Today · 4.125%
HK$6,375
baseline
▲ 0.50% · 4.625%
HK$6,763
+HK$388/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$12,750/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,674
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,853
−HK$181/mo
Today · 4.125%
HK$7,034
baseline
▲ 0.50% · 4.625%
HK$7,405
+HK$371/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$14,068/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).