▼ 0.50% · 3.625%
HK$4,457
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$141/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$288/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$135/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$276/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,903
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$155/mo
Today · 4.125%
HK$5,210
baseline
▲ 0.50% · 4.625%
HK$5,527
+HK$317/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$10,420/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,454
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,600
−HK$149/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$303/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,348
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,515
−HK$169/mo
Today · 4.125%
HK$5,684
baseline
▲ 0.50% · 4.625%
HK$6,030
+HK$346/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$11,368/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,950
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,110
−HK$162/mo
Today · 4.125%
HK$6,272
baseline
▲ 0.50% · 4.625%
HK$6,602
+HK$330/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$12,544/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,794
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,974
−HK$183/mo
Today · 4.125%
HK$6,157
baseline
▲ 0.50% · 4.625%
HK$6,532
+HK$375/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$12,314/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,446
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,619
−HK$175/mo
Today · 4.125%
HK$6,794
baseline
▲ 0.50% · 4.625%
HK$7,152
+HK$358/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$13,588/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,240
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,434
−HK$197/mo
Today · 4.125%
HK$6,631
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$404/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,262/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,942
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,128
−HK$189/mo
Today · 4.125%
HK$7,317
baseline
▲ 0.50% · 4.625%
HK$7,702
+HK$385/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,634/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,686
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,893
−HK$212/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,537
+HK$432/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,438
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,637
−HK$202/mo
Today · 4.125%
HK$7,839
baseline
▲ 0.50% · 4.625%
HK$8,253
+HK$414/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$15,678/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,131
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,353
−HK$225/mo
Today · 4.125%
HK$7,578
baseline
▲ 0.50% · 4.625%
HK$8,040
+HK$462/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,156/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,933
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,146
−HK$216/mo
Today · 4.125%
HK$8,362
baseline
▲ 0.50% · 4.625%
HK$8,803
+HK$441/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,724/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,577
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,813
−HK$239/mo
Today · 4.125%
HK$8,052
baseline
▲ 0.50% · 4.625%
HK$8,542
+HK$490/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,104/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,429
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,655
−HK$230/mo
Today · 4.125%
HK$8,885
baseline
▲ 0.50% · 4.625%
HK$9,353
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,770/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,023
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,272
−HK$254/mo
Today · 4.125%
HK$8,526
baseline
▲ 0.50% · 4.625%
HK$9,044
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,052/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,925
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,164
−HK$243/mo
Today · 4.125%
HK$9,407
baseline
▲ 0.50% · 4.625%
HK$9,903
+HK$496/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,814/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).