▼ 0.50% · 3.625%
HK$3,340
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,443
−HK$106/mo
Today · 4.125%
HK$3,549
baseline
▲ 0.50% · 4.625%
HK$3,765
+HK$216/mo
Deposit HK$732K · loan HK$732K · min. income ≈ HK$7,098/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,815
−HK$101/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,122
+HK$206/mo
Deposit HK$732K · loan HK$732K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,673
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$116/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,141
+HK$237/mo
Deposit HK$659K · loan HK$806K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$112/mo
Today · 4.125%
HK$4,308
baseline
▲ 0.50% · 4.625%
HK$4,535
+HK$227/mo
Deposit HK$659K · loan HK$806K · min. income ≈ HK$8,616/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,007
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$127/mo
Today · 4.125%
HK$4,259
baseline
▲ 0.50% · 4.625%
HK$4,518
+HK$259/mo
Deposit HK$586K · loan HK$879K · min. income ≈ HK$8,518/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,458
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,578
−HK$121/mo
Today · 4.125%
HK$4,699
baseline
▲ 0.50% · 4.625%
HK$4,947
+HK$248/mo
Deposit HK$586K · loan HK$879K · min. income ≈ HK$9,398/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$138/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$280/mo
Deposit HK$513K · loan HK$952K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$132/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$268/mo
Deposit HK$513K · loan HK$952K · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,821
−HK$148/mo
Today · 4.125%
HK$4,969
baseline
▲ 0.50% · 4.625%
HK$5,271
+HK$302/mo
Deposit HK$439K · loan HK$1.03M · min. income ≈ HK$9,938/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,341
−HK$141/mo
Today · 4.125%
HK$5,482
baseline
▲ 0.50% · 4.625%
HK$5,771
+HK$289/mo
Deposit HK$439K · loan HK$1.03M · min. income ≈ HK$10,964/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,009
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$158/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$324/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,573
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,722
−HK$152/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$310/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,343
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,509
−HK$169/mo
Today · 4.125%
HK$5,678
baseline
▲ 0.50% · 4.625%
HK$6,024
+HK$346/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$11,356/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,944
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$161/mo
Today · 4.125%
HK$6,265
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$331/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$12,530/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,677
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,854
−HK$179/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$367/mo
Deposit HK$220K · loan HK$1.24M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,316
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,485
−HK$172/mo
Today · 4.125%
HK$6,657
baseline
▲ 0.50% · 4.625%
HK$7,008
+HK$351/mo
Deposit HK$220K · loan HK$1.24M · min. income ≈ HK$13,314/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,011
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,198
−HK$190/mo
Today · 4.125%
HK$6,388
baseline
▲ 0.50% · 4.625%
HK$6,777
+HK$389/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$12,776/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,687
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,867
−HK$182/mo
Today · 4.125%
HK$7,049
baseline
▲ 0.50% · 4.625%
HK$7,420
+HK$371/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$14,098/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).