▼ 0.50% · 3.625%
HK$4,558
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,699
−HK$145/mo
Today · 4.125%
HK$4,844
baseline
▲ 0.50% · 4.625%
HK$5,138
+HK$294/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$9,688/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,070
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,206
−HK$138/mo
Today · 4.125%
HK$5,344
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$282/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$10,688/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,013
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,169
−HK$159/mo
Today · 4.125%
HK$5,328
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$324/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$10,656/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,577
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,727
−HK$152/mo
Today · 4.125%
HK$5,879
baseline
▲ 0.50% · 4.625%
HK$6,189
+HK$310/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$11,758/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,469
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,639
−HK$173/mo
Today · 4.125%
HK$5,812
baseline
▲ 0.50% · 4.625%
HK$6,166
+HK$354/mo
Deposit HK$800K · loan HK$1.20M · min. income ≈ HK$11,624/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,084
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,248
−HK$165/mo
Today · 4.125%
HK$6,413
baseline
▲ 0.50% · 4.625%
HK$6,751
+HK$338/mo
Deposit HK$800K · loan HK$1.20M · min. income ≈ HK$12,826/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,925
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,109
−HK$188/mo
Today · 4.125%
HK$6,297
baseline
▲ 0.50% · 4.625%
HK$6,680
+HK$383/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$12,594/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,592
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,768
−HK$180/mo
Today · 4.125%
HK$6,948
baseline
▲ 0.50% · 4.625%
HK$7,314
+HK$366/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$13,896/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,381
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,579
−HK$202/mo
Today · 4.125%
HK$6,781
baseline
▲ 0.50% · 4.625%
HK$7,194
+HK$413/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$13,562/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,099
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,289
−HK$193/mo
Today · 4.125%
HK$7,482
baseline
▲ 0.50% · 4.625%
HK$7,876
+HK$394/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$14,964/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,837
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,049
−HK$216/mo
Today · 4.125%
HK$7,265
baseline
▲ 0.50% · 4.625%
HK$7,707
+HK$442/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$14,530/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,606
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,810
−HK$207/mo
Today · 4.125%
HK$8,017
baseline
▲ 0.50% · 4.625%
HK$8,439
+HK$422/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$16,034/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,292
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,519
−HK$231/mo
Today · 4.125%
HK$7,750
baseline
▲ 0.50% · 4.625%
HK$8,221
+HK$471/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,500/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,113
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,330
−HK$221/mo
Today · 4.125%
HK$8,551
baseline
▲ 0.50% · 4.625%
HK$9,002
+HK$451/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,102/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,748
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,989
−HK$245/mo
Today · 4.125%
HK$8,234
baseline
▲ 0.50% · 4.625%
HK$8,735
+HK$501/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,468/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,620
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,851
−HK$234/mo
Today · 4.125%
HK$9,085
baseline
▲ 0.50% · 4.625%
HK$9,564
+HK$479/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,170/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,204
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,459
−HK$259/mo
Today · 4.125%
HK$8,718
baseline
▲ 0.50% · 4.625%
HK$9,249
+HK$531/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,436/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,127
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,372
−HK$248/mo
Today · 4.125%
HK$9,620
baseline
▲ 0.50% · 4.625%
HK$10,127
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,240/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).