▼ 0.50% · 3.625%
HK$3,305
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,408
−HK$105/mo
Today · 4.125%
HK$3,513
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$213/mo
Deposit HK$725K · loan HK$725K · min. income ≈ HK$7,026/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,677
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,776
−HK$100/mo
Today · 4.125%
HK$3,876
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$204/mo
Deposit HK$725K · loan HK$725K · min. income ≈ HK$7,752/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,636
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,749
−HK$115/mo
Today · 4.125%
HK$3,864
baseline
▲ 0.50% · 4.625%
HK$4,099
+HK$235/mo
Deposit HK$652K · loan HK$797K · min. income ≈ HK$7,728/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,045
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$110/mo
Today · 4.125%
HK$4,263
baseline
▲ 0.50% · 4.625%
HK$4,488
+HK$225/mo
Deposit HK$652K · loan HK$797K · min. income ≈ HK$8,526/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,966
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$125/mo
Today · 4.125%
HK$4,215
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$256/mo
Deposit HK$580K · loan HK$870K · min. income ≈ HK$8,430/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,412
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,531
−HK$120/mo
Today · 4.125%
HK$4,651
baseline
▲ 0.50% · 4.625%
HK$4,896
+HK$245/mo
Deposit HK$580K · loan HK$870K · min. income ≈ HK$9,302/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,430
−HK$136/mo
Today · 4.125%
HK$4,566
baseline
▲ 0.50% · 4.625%
HK$4,844
+HK$278/mo
Deposit HK$507K · loan HK$942K · min. income ≈ HK$9,132/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,780
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$130/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$266/mo
Deposit HK$507K · loan HK$942K · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,627
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,771
−HK$147/mo
Today · 4.125%
HK$4,918
baseline
▲ 0.50% · 4.625%
HK$5,217
+HK$299/mo
Deposit HK$435K · loan HK$1.01M · min. income ≈ HK$9,836/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,148
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,286
−HK$140/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,712
+HK$286/mo
Deposit HK$435K · loan HK$1.01M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,112
−HK$157/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,589
+HK$320/mo
Deposit HK$362K · loan HK$1.09M · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,516
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,664
−HK$150/mo
Today · 4.125%
HK$5,814
baseline
▲ 0.50% · 4.625%
HK$6,120
+HK$306/mo
Deposit HK$362K · loan HK$1.09M · min. income ≈ HK$11,628/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,288
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,453
−HK$167/mo
Today · 4.125%
HK$5,620
baseline
▲ 0.50% · 4.625%
HK$5,962
+HK$342/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$11,240/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,883
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,041
−HK$160/mo
Today · 4.125%
HK$6,201
baseline
▲ 0.50% · 4.625%
HK$6,528
+HK$327/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$12,402/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,619
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,794
−HK$177/mo
Today · 4.125%
HK$5,971
baseline
▲ 0.50% · 4.625%
HK$6,335
+HK$364/mo
Deposit HK$217K · loan HK$1.23M · min. income ≈ HK$11,942/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,251
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,419
−HK$170/mo
Today · 4.125%
HK$6,589
baseline
▲ 0.50% · 4.625%
HK$6,936
+HK$347/mo
Deposit HK$217K · loan HK$1.23M · min. income ≈ HK$13,178/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,949
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,135
−HK$188/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,707
+HK$384/mo
Deposit HK$145K · loan HK$1.30M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,619
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,796
−HK$180/mo
Today · 4.125%
HK$6,976
baseline
▲ 0.50% · 4.625%
HK$7,344
+HK$368/mo
Deposit HK$145K · loan HK$1.30M · min. income ≈ HK$13,952/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).