▼ 0.50% · 3.625%
HK$3,346
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,450
−HK$106/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,772
+HK$216/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,722
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,822
−HK$101/mo
Today · 4.125%
HK$3,923
baseline
▲ 0.50% · 4.625%
HK$4,130
+HK$207/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,846/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,680
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,795
−HK$116/mo
Today · 4.125%
HK$3,911
baseline
▲ 0.50% · 4.625%
HK$4,149
+HK$238/mo
Deposit HK$660K · loan HK$807K · min. income ≈ HK$7,822/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,094
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,204
−HK$112/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,543
+HK$227/mo
Deposit HK$660K · loan HK$807K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,015
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,140
−HK$127/mo
Today · 4.125%
HK$4,267
baseline
▲ 0.50% · 4.625%
HK$4,526
+HK$259/mo
Deposit HK$587K · loan HK$880K · min. income ≈ HK$8,534/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,467
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,586
−HK$122/mo
Today · 4.125%
HK$4,708
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$248/mo
Deposit HK$587K · loan HK$880K · min. income ≈ HK$9,416/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$137/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$281/mo
Deposit HK$514K · loan HK$954K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,969
−HK$131/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,369
+HK$269/mo
Deposit HK$514K · loan HK$954K · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,684
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,830
−HK$148/mo
Today · 4.125%
HK$4,978
baseline
▲ 0.50% · 4.625%
HK$5,281
+HK$303/mo
Deposit HK$440K · loan HK$1.03M · min. income ≈ HK$9,956/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,211
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,351
−HK$141/mo
Today · 4.125%
HK$5,492
baseline
▲ 0.50% · 4.625%
HK$5,782
+HK$290/mo
Deposit HK$440K · loan HK$1.03M · min. income ≈ HK$10,984/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,019
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,175
−HK$158/mo
Today · 4.125%
HK$5,333
baseline
▲ 0.50% · 4.625%
HK$5,658
+HK$325/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$10,666/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,733
−HK$152/mo
Today · 4.125%
HK$5,885
baseline
▲ 0.50% · 4.625%
HK$6,195
+HK$310/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$11,770/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,520
−HK$169/mo
Today · 4.125%
HK$5,689
baseline
▲ 0.50% · 4.625%
HK$6,035
+HK$346/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$11,378/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,115
−HK$162/mo
Today · 4.125%
HK$6,277
baseline
▲ 0.50% · 4.625%
HK$6,608
+HK$331/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$12,554/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,688
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$179/mo
Today · 4.125%
HK$6,044
baseline
▲ 0.50% · 4.625%
HK$6,412
+HK$368/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$12,088/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,328
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$172/mo
Today · 4.125%
HK$6,669
baseline
▲ 0.50% · 4.625%
HK$7,021
+HK$352/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$13,338/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,210
−HK$190/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$389/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,700
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,879
−HK$183/mo
Today · 4.125%
HK$7,062
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$372/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,124/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).