▼ 0.50% · 3.625%
HK$3,420
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,527
−HK$108/mo
Today · 4.125%
HK$3,635
baseline
▲ 0.50% · 4.625%
HK$3,856
+HK$221/mo
Deposit HK$750K · loan HK$750K · min. income ≈ HK$7,270/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,805
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,907
−HK$104/mo
Today · 4.125%
HK$4,011
baseline
▲ 0.50% · 4.625%
HK$4,222
+HK$211/mo
Deposit HK$750K · loan HK$750K · min. income ≈ HK$8,022/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,763
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,880
−HK$118/mo
Today · 4.125%
HK$3,998
baseline
▲ 0.50% · 4.625%
HK$4,242
+HK$244/mo
Deposit HK$675K · loan HK$825K · min. income ≈ HK$7,996/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,186
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,298
−HK$114/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,644
+HK$232/mo
Deposit HK$675K · loan HK$825K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,105
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$130/mo
Today · 4.125%
HK$4,362
baseline
▲ 0.50% · 4.625%
HK$4,627
+HK$265/mo
Deposit HK$600K · loan HK$900K · min. income ≈ HK$8,724/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,566
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$124/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,067
+HK$254/mo
Deposit HK$600K · loan HK$900K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,447
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,585
−HK$140/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$288/mo
Deposit HK$525K · loan HK$975K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,947
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$135/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,489
+HK$275/mo
Deposit HK$525K · loan HK$975K · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$151/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$310/mo
Deposit HK$450K · loan HK$1.05M · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$145/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$296/mo
Deposit HK$450K · loan HK$1.05M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,131
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$162/mo
Today · 4.125%
HK$5,452
baseline
▲ 0.50% · 4.625%
HK$5,784
+HK$332/mo
Deposit HK$375K · loan HK$1.13M · min. income ≈ HK$10,904/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,708
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,861
−HK$155/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,333
+HK$317/mo
Deposit HK$375K · loan HK$1.13M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$173/mo
Today · 4.125%
HK$5,816
baseline
▲ 0.50% · 4.625%
HK$6,170
+HK$354/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$11,632/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,088
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,252
−HK$165/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,756
+HK$339/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$183/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,555
+HK$376/mo
Deposit HK$225K · loan HK$1.28M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,469
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,642
−HK$176/mo
Today · 4.125%
HK$6,818
baseline
▲ 0.50% · 4.625%
HK$7,178
+HK$360/mo
Deposit HK$225K · loan HK$1.28M · min. income ≈ HK$13,636/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,157
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,348
−HK$195/mo
Today · 4.125%
HK$6,543
baseline
▲ 0.50% · 4.625%
HK$6,941
+HK$398/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,086/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,849
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,033
−HK$186/mo
Today · 4.125%
HK$7,219
baseline
▲ 0.50% · 4.625%
HK$7,600
+HK$381/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,438/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).