▼ 0.50% · 3.625%
HK$16,716
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,236
−HK$528/mo
Today · 4.125%
HK$17,764
baseline
▲ 0.50% · 4.625%
HK$18,845
+HK$1,081/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,528/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,596
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,095
−HK$506/mo
Today · 4.125%
HK$19,601
baseline
▲ 0.50% · 4.625%
HK$20,634
+HK$1,033/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,202/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,388
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,960
−HK$581/mo
Today · 4.125%
HK$19,541
baseline
▲ 0.50% · 4.625%
HK$20,730
+HK$1,189/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,082/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,456
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,005
−HK$556/mo
Today · 4.125%
HK$21,561
baseline
▲ 0.50% · 4.625%
HK$22,698
+HK$1,137/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,122/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,059
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,683
−HK$634/mo
Today · 4.125%
HK$21,317
baseline
▲ 0.50% · 4.625%
HK$22,614
+HK$1,297/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,634/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,316
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,914
−HK$607/mo
Today · 4.125%
HK$23,521
baseline
▲ 0.50% · 4.625%
HK$24,761
+HK$1,240/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,042/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,731
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,407
−HK$687/mo
Today · 4.125%
HK$23,094
baseline
▲ 0.50% · 4.625%
HK$24,499
+HK$1,405/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,188/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,175
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,824
−HK$657/mo
Today · 4.125%
HK$25,481
baseline
▲ 0.50% · 4.625%
HK$26,825
+HK$1,344/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$50,962/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,402
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,130
−HK$740/mo
Today · 4.125%
HK$24,870
baseline
▲ 0.50% · 4.625%
HK$26,383
+HK$1,513/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,740/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,035
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,733
−HK$709/mo
Today · 4.125%
HK$27,442
baseline
▲ 0.50% · 4.625%
HK$28,888
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,884/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,074
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,854
−HK$792/mo
Today · 4.125%
HK$26,646
baseline
▲ 0.50% · 4.625%
HK$28,268
+HK$1,622/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,292/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,895
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,643
−HK$759/mo
Today · 4.125%
HK$29,402
baseline
▲ 0.50% · 4.625%
HK$30,952
+HK$1,550/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,804/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,746
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,578
−HK$845/mo
Today · 4.125%
HK$28,423
baseline
▲ 0.50% · 4.625%
HK$30,152
+HK$1,729/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$56,846/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,754
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,552
−HK$810/mo
Today · 4.125%
HK$31,362
baseline
▲ 0.50% · 4.625%
HK$33,015
+HK$1,653/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$62,724/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,417
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,301
−HK$898/mo
Today · 4.125%
HK$30,199
baseline
▲ 0.50% · 4.625%
HK$32,037
+HK$1,838/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,398/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,614
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,462
−HK$860/mo
Today · 4.125%
HK$33,322
baseline
▲ 0.50% · 4.625%
HK$35,078
+HK$1,756/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,644/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,089
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,025
−HK$951/mo
Today · 4.125%
HK$31,976
baseline
▲ 0.50% · 4.625%
HK$33,921
+HK$1,945/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$63,952/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,474
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,371
−HK$911/mo
Today · 4.125%
HK$35,282
baseline
▲ 0.50% · 4.625%
HK$37,142
+HK$1,860/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$70,564/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).