▼ 0.50% · 3.625%
HK$22,741
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,449
−HK$718/mo
Today · 4.125%
HK$24,167
baseline
▲ 0.50% · 4.625%
HK$25,638
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,334/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,299
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,978
−HK$688/mo
Today · 4.125%
HK$26,666
baseline
▲ 0.50% · 4.625%
HK$28,072
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,332/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,015
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,794
−HK$790/mo
Today · 4.125%
HK$26,584
baseline
▲ 0.50% · 4.625%
HK$28,202
+HK$1,618/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,168/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,829
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,576
−HK$757/mo
Today · 4.125%
HK$29,333
baseline
▲ 0.50% · 4.625%
HK$30,879
+HK$1,546/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,666/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,290
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,138
−HK$863/mo
Today · 4.125%
HK$29,001
baseline
▲ 0.50% · 4.625%
HK$30,765
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$58,002/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,359
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,174
−HK$826/mo
Today · 4.125%
HK$32,000
baseline
▲ 0.50% · 4.625%
HK$33,686
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$64,000/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,564
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,483
−HK$935/mo
Today · 4.125%
HK$31,418
baseline
▲ 0.50% · 4.625%
HK$33,329
+HK$1,911/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,836/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,889
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,771
−HK$895/mo
Today · 4.125%
HK$34,666
baseline
▲ 0.50% · 4.625%
HK$36,493
+HK$1,827/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,332/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,838
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,828
−HK$1,006/mo
Today · 4.125%
HK$33,834
baseline
▲ 0.50% · 4.625%
HK$35,893
+HK$2,059/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,668/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,419
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,369
−HK$964/mo
Today · 4.125%
HK$37,333
baseline
▲ 0.50% · 4.625%
HK$39,301
+HK$1,968/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,666/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,112
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,173
−HK$1,078/mo
Today · 4.125%
HK$36,251
baseline
▲ 0.50% · 4.625%
HK$38,457
+HK$2,206/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,502/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,949
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,967
−HK$1,032/mo
Today · 4.125%
HK$39,999
baseline
▲ 0.50% · 4.625%
HK$42,108
+HK$2,109/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,998/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,386
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,518
−HK$1,150/mo
Today · 4.125%
HK$38,668
baseline
▲ 0.50% · 4.625%
HK$41,021
+HK$2,353/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,336/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,479
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,565
−HK$1,101/mo
Today · 4.125%
HK$42,666
baseline
▲ 0.50% · 4.625%
HK$44,915
+HK$2,249/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,332/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,660
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,863
−HK$1,221/mo
Today · 4.125%
HK$41,084
baseline
▲ 0.50% · 4.625%
HK$43,584
+HK$2,500/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,168/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,009
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,162
−HK$1,171/mo
Today · 4.125%
HK$45,333
baseline
▲ 0.50% · 4.625%
HK$47,722
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,666/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,934
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,208
−HK$1,293/mo
Today · 4.125%
HK$43,501
baseline
▲ 0.50% · 4.625%
HK$46,148
+HK$2,647/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$87,002/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,539
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,760
−HK$1,239/mo
Today · 4.125%
HK$47,999
baseline
▲ 0.50% · 4.625%
HK$50,529
+HK$2,530/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$95,998/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,312 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).