▼ 0.50% · 3.625%
HK$21,641
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,314
−HK$684/mo
Today · 4.125%
HK$22,998
baseline
▲ 0.50% · 4.625%
HK$24,397
+HK$1,399/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$45,996/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,075
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,721
−HK$655/mo
Today · 4.125%
HK$25,376
baseline
▲ 0.50% · 4.625%
HK$26,714
+HK$1,338/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,752/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,805
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,546
−HK$752/mo
Today · 4.125%
HK$25,298
baseline
▲ 0.50% · 4.625%
HK$26,837
+HK$1,539/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,596/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,483
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,193
−HK$721/mo
Today · 4.125%
HK$27,914
baseline
▲ 0.50% · 4.625%
HK$29,385
+HK$1,471/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,828/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,969
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,777
−HK$821/mo
Today · 4.125%
HK$27,598
baseline
▲ 0.50% · 4.625%
HK$29,277
+HK$1,679/mo
Deposit HK$3.80M · loan HK$5.69M · min. income ≈ HK$55,196/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,890
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,665
−HK$786/mo
Today · 4.125%
HK$30,451
baseline
▲ 0.50% · 4.625%
HK$32,056
+HK$1,605/mo
Deposit HK$3.80M · loan HK$5.69M · min. income ≈ HK$60,902/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,133
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,008
−HK$889/mo
Today · 4.125%
HK$29,897
baseline
▲ 0.50% · 4.625%
HK$31,717
+HK$1,820/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,794/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,298
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,137
−HK$852/mo
Today · 4.125%
HK$32,989
baseline
▲ 0.50% · 4.625%
HK$34,728
+HK$1,739/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$65,978/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,297
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,240
−HK$957/mo
Today · 4.125%
HK$32,197
baseline
▲ 0.50% · 4.625%
HK$34,156
+HK$1,959/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$64,394/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,706
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,609
−HK$918/mo
Today · 4.125%
HK$35,527
baseline
▲ 0.50% · 4.625%
HK$37,399
+HK$1,872/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$71,054/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,461
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,471
−HK$1,026/mo
Today · 4.125%
HK$34,497
baseline
▲ 0.50% · 4.625%
HK$36,596
+HK$2,099/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$68,994/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,113
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,082
−HK$982/mo
Today · 4.125%
HK$38,064
baseline
▲ 0.50% · 4.625%
HK$40,071
+HK$2,007/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,128/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,626
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,703
−HK$1,094/mo
Today · 4.125%
HK$36,797
baseline
▲ 0.50% · 4.625%
HK$39,036
+HK$2,239/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,594/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,521
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,554
−HK$1,048/mo
Today · 4.125%
HK$40,602
baseline
▲ 0.50% · 4.625%
HK$42,742
+HK$2,140/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,204/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,790
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,934
−HK$1,163/mo
Today · 4.125%
HK$39,097
baseline
▲ 0.50% · 4.625%
HK$41,476
+HK$2,379/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,194/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,928
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,026
−HK$1,113/mo
Today · 4.125%
HK$43,139
baseline
▲ 0.50% · 4.625%
HK$45,413
+HK$2,274/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,278/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,954
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,165
−HK$1,231/mo
Today · 4.125%
HK$41,396
baseline
▲ 0.50% · 4.625%
HK$43,915
+HK$2,519/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$82,792/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,336
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,498
−HK$1,179/mo
Today · 4.125%
HK$45,677
baseline
▲ 0.50% · 4.625%
HK$48,085
+HK$2,408/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$91,354/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,059 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).