▼ 0.50% · 3.625%
HK$22,484
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,183
−HK$711/mo
Today · 4.125%
HK$23,894
baseline
▲ 0.50% · 4.625%
HK$25,348
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,788/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,013
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,684
−HK$681/mo
Today · 4.125%
HK$26,365
baseline
▲ 0.50% · 4.625%
HK$27,754
+HK$1,389/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,730/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,732
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,502
−HK$781/mo
Today · 4.125%
HK$26,283
baseline
▲ 0.50% · 4.625%
HK$27,883
+HK$1,600/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,566/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,515
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,253
−HK$748/mo
Today · 4.125%
HK$29,001
baseline
▲ 0.50% · 4.625%
HK$30,530
+HK$1,529/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$58,002/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,981
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,820
−HK$853/mo
Today · 4.125%
HK$28,673
baseline
▲ 0.50% · 4.625%
HK$30,417
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$57,346/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,016
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,821
−HK$817/mo
Today · 4.125%
HK$31,638
baseline
▲ 0.50% · 4.625%
HK$33,305
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$63,276/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,229
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,138
−HK$924/mo
Today · 4.125%
HK$31,062
baseline
▲ 0.50% · 4.625%
HK$32,952
+HK$1,890/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,124/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,517
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,389
−HK$885/mo
Today · 4.125%
HK$34,274
baseline
▲ 0.50% · 4.625%
HK$36,081
+HK$1,807/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,548/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,478
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,457
−HK$995/mo
Today · 4.125%
HK$33,452
baseline
▲ 0.50% · 4.625%
HK$35,487
+HK$2,035/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,904/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,019
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,958
−HK$952/mo
Today · 4.125%
HK$36,910
baseline
▲ 0.50% · 4.625%
HK$38,856
+HK$1,946/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,820/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,726
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,775
−HK$1,066/mo
Today · 4.125%
HK$35,841
baseline
▲ 0.50% · 4.625%
HK$38,022
+HK$2,181/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,682/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,520
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,526
−HK$1,021/mo
Today · 4.125%
HK$39,547
baseline
▲ 0.50% · 4.625%
HK$41,632
+HK$2,085/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,094/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,974
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,093
−HK$1,137/mo
Today · 4.125%
HK$38,230
baseline
▲ 0.50% · 4.625%
HK$40,557
+HK$2,327/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,460/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,021
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,095
−HK$1,088/mo
Today · 4.125%
HK$42,183
baseline
▲ 0.50% · 4.625%
HK$44,407
+HK$2,224/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,366/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,223
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,412
−HK$1,208/mo
Today · 4.125%
HK$40,620
baseline
▲ 0.50% · 4.625%
HK$43,091
+HK$2,471/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,240/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,523
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,663
−HK$1,157/mo
Today · 4.125%
HK$44,820
baseline
▲ 0.50% · 4.625%
HK$47,182
+HK$2,362/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,640/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,471
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,730
−HK$1,279/mo
Today · 4.125%
HK$43,009
baseline
▲ 0.50% · 4.625%
HK$45,626
+HK$2,617/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$86,018/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,024
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,231
−HK$1,225/mo
Today · 4.125%
HK$47,456
baseline
▲ 0.50% · 4.625%
HK$49,958
+HK$2,502/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,912/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,031 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).