▼ 0.50% · 3.625%
HK$20,899
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,549
−HK$661/mo
Today · 4.125%
HK$22,210
baseline
▲ 0.50% · 4.625%
HK$23,561
+HK$1,351/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,420/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,250
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,874
−HK$632/mo
Today · 4.125%
HK$24,506
baseline
▲ 0.50% · 4.625%
HK$25,798
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,012/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,989
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,704
−HK$727/mo
Today · 4.125%
HK$24,431
baseline
▲ 0.50% · 4.625%
HK$25,917
+HK$1,486/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,862/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,575
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,261
−HK$696/mo
Today · 4.125%
HK$26,957
baseline
▲ 0.50% · 4.625%
HK$28,378
+HK$1,421/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,914/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,079
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,859
−HK$793/mo
Today · 4.125%
HK$26,652
baseline
▲ 0.50% · 4.625%
HK$28,273
+HK$1,621/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,304/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,900
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,648
−HK$759/mo
Today · 4.125%
HK$29,407
baseline
▲ 0.50% · 4.625%
HK$30,958
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,814/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,169
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,014
−HK$859/mo
Today · 4.125%
HK$28,873
baseline
▲ 0.50% · 4.625%
HK$30,629
+HK$1,756/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,746/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,225
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,036
−HK$822/mo
Today · 4.125%
HK$31,858
baseline
▲ 0.50% · 4.625%
HK$33,537
+HK$1,679/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,716/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,259
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,169
−HK$925/mo
Today · 4.125%
HK$31,094
baseline
▲ 0.50% · 4.625%
HK$32,985
+HK$1,891/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,188/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,550
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,423
−HK$886/mo
Today · 4.125%
HK$34,309
baseline
▲ 0.50% · 4.625%
HK$36,117
+HK$1,808/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,618/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,349
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,324
−HK$990/mo
Today · 4.125%
HK$33,314
baseline
▲ 0.50% · 4.625%
HK$35,342
+HK$2,028/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,628/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,875
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,810
−HK$949/mo
Today · 4.125%
HK$36,759
baseline
▲ 0.50% · 4.625%
HK$38,697
+HK$1,938/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,518/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,439
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,479
−HK$1,056/mo
Today · 4.125%
HK$35,535
baseline
▲ 0.50% · 4.625%
HK$37,698
+HK$2,163/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,070/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,200
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,198
−HK$1,012/mo
Today · 4.125%
HK$39,210
baseline
▲ 0.50% · 4.625%
HK$41,277
+HK$2,067/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,420/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,528
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,634
−HK$1,122/mo
Today · 4.125%
HK$37,756
baseline
▲ 0.50% · 4.625%
HK$40,054
+HK$2,298/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$75,512/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,525
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,585
−HK$1,075/mo
Today · 4.125%
HK$41,660
baseline
▲ 0.50% · 4.625%
HK$43,856
+HK$2,196/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$83,320/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,618
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,789
−HK$1,188/mo
Today · 4.125%
HK$39,977
baseline
▲ 0.50% · 4.625%
HK$42,410
+HK$2,433/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,954/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,850
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,972
−HK$1,139/mo
Today · 4.125%
HK$44,111
baseline
▲ 0.50% · 4.625%
HK$46,436
+HK$2,325/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,222/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,525 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).