▼ 0.50% · 3.625%
HK$17,433
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,975
−HK$551/mo
Today · 4.125%
HK$18,526
baseline
▲ 0.50% · 4.625%
HK$19,653
+HK$1,127/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,052/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,394
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,914
−HK$528/mo
Today · 4.125%
HK$20,442
baseline
▲ 0.50% · 4.625%
HK$21,519
+HK$1,077/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,884/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,176
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,773
−HK$606/mo
Today · 4.125%
HK$20,379
baseline
▲ 0.50% · 4.625%
HK$21,619
+HK$1,240/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,758/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,333
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,905
−HK$581/mo
Today · 4.125%
HK$22,486
baseline
▲ 0.50% · 4.625%
HK$23,671
+HK$1,185/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,972/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,919
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,570
−HK$661/mo
Today · 4.125%
HK$22,231
baseline
▲ 0.50% · 4.625%
HK$23,584
+HK$1,353/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,462/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,273
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,897
−HK$633/mo
Today · 4.125%
HK$24,530
baseline
▲ 0.50% · 4.625%
HK$25,823
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,060/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,663
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$716/mo
Today · 4.125%
HK$24,084
baseline
▲ 0.50% · 4.625%
HK$25,549
+HK$1,465/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$48,168/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,212
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,888
−HK$686/mo
Today · 4.125%
HK$26,574
baseline
▲ 0.50% · 4.625%
HK$27,975
+HK$1,401/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$53,148/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,406
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,165
−HK$771/mo
Today · 4.125%
HK$25,936
baseline
▲ 0.50% · 4.625%
HK$27,515
+HK$1,579/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,872/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,151
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,880
−HK$738/mo
Today · 4.125%
HK$28,618
baseline
▲ 0.50% · 4.625%
HK$30,127
+HK$1,509/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,236/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,149
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,963
−HK$826/mo
Today · 4.125%
HK$27,789
baseline
▲ 0.50% · 4.625%
HK$29,480
+HK$1,691/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,578/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,091
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,871
−HK$791/mo
Today · 4.125%
HK$30,662
baseline
▲ 0.50% · 4.625%
HK$32,279
+HK$1,617/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,324/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,892
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,760
−HK$882/mo
Today · 4.125%
HK$29,642
baseline
▲ 0.50% · 4.625%
HK$31,445
+HK$1,803/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$59,284/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,030
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,862
−HK$845/mo
Today · 4.125%
HK$32,707
baseline
▲ 0.50% · 4.625%
HK$34,431
+HK$1,724/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$65,414/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,636
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,558
−HK$936/mo
Today · 4.125%
HK$31,494
baseline
▲ 0.50% · 4.625%
HK$33,411
+HK$1,917/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$62,988/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,969
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,854
−HK$897/mo
Today · 4.125%
HK$34,751
baseline
▲ 0.50% · 4.625%
HK$36,582
+HK$1,831/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$69,502/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,379
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,355
−HK$992/mo
Today · 4.125%
HK$33,347
baseline
▲ 0.50% · 4.625%
HK$35,376
+HK$2,029/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$66,694/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,909
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,845
−HK$950/mo
Today · 4.125%
HK$36,795
baseline
▲ 0.50% · 4.625%
HK$38,734
+HK$1,939/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$73,590/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,354 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).