▼ 0.50% · 3.625%
HK$22,638
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,343
−HK$715/mo
Today · 4.125%
HK$24,058
baseline
▲ 0.50% · 4.625%
HK$25,522
+HK$1,464/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,116/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,185
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,861
−HK$685/mo
Today · 4.125%
HK$26,546
baseline
▲ 0.50% · 4.625%
HK$27,945
+HK$1,399/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,092/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,902
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,677
−HK$787/mo
Today · 4.125%
HK$26,464
baseline
▲ 0.50% · 4.625%
HK$28,074
+HK$1,610/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,928/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,704
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,447
−HK$753/mo
Today · 4.125%
HK$29,200
baseline
▲ 0.50% · 4.625%
HK$30,739
+HK$1,539/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,400/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,166
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,011
−HK$859/mo
Today · 4.125%
HK$28,870
baseline
▲ 0.50% · 4.625%
HK$30,626
+HK$1,756/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,740/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,222
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,033
−HK$822/mo
Today · 4.125%
HK$31,855
baseline
▲ 0.50% · 4.625%
HK$33,534
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,710/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,430
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,345
−HK$931/mo
Today · 4.125%
HK$31,276
baseline
▲ 0.50% · 4.625%
HK$33,179
+HK$1,903/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,552/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,741
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,619
−HK$890/mo
Today · 4.125%
HK$34,509
baseline
▲ 0.50% · 4.625%
HK$36,328
+HK$1,819/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$69,018/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,694
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,680
−HK$1,001/mo
Today · 4.125%
HK$33,681
baseline
▲ 0.50% · 4.625%
HK$35,731
+HK$2,050/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,362/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,259
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,205
−HK$959/mo
Today · 4.125%
HK$37,164
baseline
▲ 0.50% · 4.625%
HK$39,123
+HK$1,959/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,328/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,958
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,014
−HK$1,073/mo
Today · 4.125%
HK$36,087
baseline
▲ 0.50% · 4.625%
HK$38,283
+HK$2,196/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,174/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,778
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,791
−HK$1,028/mo
Today · 4.125%
HK$39,819
baseline
▲ 0.50% · 4.625%
HK$41,917
+HK$2,098/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,638/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,222
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,348
−HK$1,145/mo
Today · 4.125%
HK$38,493
baseline
▲ 0.50% · 4.625%
HK$40,835
+HK$2,342/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$76,986/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,296
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,377
−HK$1,096/mo
Today · 4.125%
HK$42,473
baseline
▲ 0.50% · 4.625%
HK$44,712
+HK$2,239/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$84,946/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,485
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,682
−HK$1,217/mo
Today · 4.125%
HK$40,899
baseline
▲ 0.50% · 4.625%
HK$43,387
+HK$2,488/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,798/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,815
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,963
−HK$1,165/mo
Today · 4.125%
HK$45,128
baseline
▲ 0.50% · 4.625%
HK$47,506
+HK$2,378/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,256/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,749
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,017
−HK$1,288/mo
Today · 4.125%
HK$43,305
baseline
▲ 0.50% · 4.625%
HK$45,940
+HK$2,635/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,610/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,333
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,549
−HK$1,233/mo
Today · 4.125%
HK$47,782
baseline
▲ 0.50% · 4.625%
HK$50,301
+HK$2,519/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,564/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,804 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).