▼ 0.50% · 3.625%
HK$19,330
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,931
−HK$611/mo
Today · 4.125%
HK$20,542
baseline
▲ 0.50% · 4.625%
HK$21,792
+HK$1,250/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,084/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,504
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,081
−HK$585/mo
Today · 4.125%
HK$22,666
baseline
▲ 0.50% · 4.625%
HK$23,861
+HK$1,195/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,332/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,263
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,924
−HK$672/mo
Today · 4.125%
HK$22,596
baseline
▲ 0.50% · 4.625%
HK$23,971
+HK$1,375/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,192/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,655
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,289
−HK$644/mo
Today · 4.125%
HK$24,933
baseline
▲ 0.50% · 4.625%
HK$26,247
+HK$1,314/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,866/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,196
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,917
−HK$733/mo
Today · 4.125%
HK$24,650
baseline
▲ 0.50% · 4.625%
HK$26,150
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,300/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,805
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,497
−HK$702/mo
Today · 4.125%
HK$27,199
baseline
▲ 0.50% · 4.625%
HK$28,633
+HK$1,434/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,398/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,129
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,910
−HK$795/mo
Today · 4.125%
HK$26,705
baseline
▲ 0.50% · 4.625%
HK$28,329
+HK$1,624/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,410/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,955
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,705
−HK$761/mo
Today · 4.125%
HK$29,466
baseline
▲ 0.50% · 4.625%
HK$31,019
+HK$1,553/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,932/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,062
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,904
−HK$855/mo
Today · 4.125%
HK$28,759
baseline
▲ 0.50% · 4.625%
HK$30,509
+HK$1,750/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,518/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,106
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,913
−HK$819/mo
Today · 4.125%
HK$31,732
baseline
▲ 0.50% · 4.625%
HK$33,405
+HK$1,673/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,464/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,995
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,897
−HK$916/mo
Today · 4.125%
HK$30,813
baseline
▲ 0.50% · 4.625%
HK$32,688
+HK$1,875/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,626/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,256
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,121
−HK$878/mo
Today · 4.125%
HK$33,999
baseline
▲ 0.50% · 4.625%
HK$35,791
+HK$1,792/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$67,998/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,928
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,890
−HK$977/mo
Today · 4.125%
HK$32,867
baseline
▲ 0.50% · 4.625%
HK$34,867
+HK$2,000/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$65,734/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,407
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,330
−HK$936/mo
Today · 4.125%
HK$36,266
baseline
▲ 0.50% · 4.625%
HK$38,177
+HK$1,911/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$72,532/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,861
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,883
−HK$1,038/mo
Today · 4.125%
HK$34,921
baseline
▲ 0.50% · 4.625%
HK$37,046
+HK$2,125/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,842/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,557
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,538
−HK$994/mo
Today · 4.125%
HK$38,532
baseline
▲ 0.50% · 4.625%
HK$40,563
+HK$2,031/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,064/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,794
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,876
−HK$1,100/mo
Today · 4.125%
HK$36,976
baseline
▲ 0.50% · 4.625%
HK$39,225
+HK$2,249/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,952/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,708
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,746
−HK$1,053/mo
Today · 4.125%
HK$40,799
baseline
▲ 0.50% · 4.625%
HK$42,949
+HK$2,150/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,598/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,311 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).