▼ 0.50% · 3.625%
HK$21,116
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,773
−HK$667/mo
Today · 4.125%
HK$22,440
baseline
▲ 0.50% · 4.625%
HK$23,805
+HK$1,365/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,880/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,491
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,121
−HK$639/mo
Today · 4.125%
HK$24,760
baseline
▲ 0.50% · 4.625%
HK$26,065
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,520/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,227
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,950
−HK$734/mo
Today · 4.125%
HK$24,684
baseline
▲ 0.50% · 4.625%
HK$26,186
+HK$1,502/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$49,368/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,840
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,533
−HK$703/mo
Today · 4.125%
HK$27,236
baseline
▲ 0.50% · 4.625%
HK$28,672
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$54,472/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,339
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,127
−HK$801/mo
Today · 4.125%
HK$26,928
baseline
▲ 0.50% · 4.625%
HK$28,566
+HK$1,638/mo
Deposit HK$3.70M · loan HK$5.56M · min. income ≈ HK$53,856/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,189
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,945
−HK$767/mo
Today · 4.125%
HK$29,712
baseline
▲ 0.50% · 4.625%
HK$31,279
+HK$1,567/mo
Deposit HK$3.70M · loan HK$5.56M · min. income ≈ HK$59,424/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,451
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,304
−HK$868/mo
Today · 4.125%
HK$29,172
baseline
▲ 0.50% · 4.625%
HK$30,947
+HK$1,775/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,344/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,538
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,358
−HK$830/mo
Today · 4.125%
HK$32,188
baseline
▲ 0.50% · 4.625%
HK$33,885
+HK$1,697/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,376/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,562
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,482
−HK$934/mo
Today · 4.125%
HK$31,416
baseline
▲ 0.50% · 4.625%
HK$33,328
+HK$1,912/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,832/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,888
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,770
−HK$894/mo
Today · 4.125%
HK$34,664
baseline
▲ 0.50% · 4.625%
HK$36,492
+HK$1,828/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,328/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,674
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,659
−HK$1,001/mo
Today · 4.125%
HK$33,660
baseline
▲ 0.50% · 4.625%
HK$35,708
+HK$2,048/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,320/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,237
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,182
−HK$958/mo
Today · 4.125%
HK$37,140
baseline
▲ 0.50% · 4.625%
HK$39,098
+HK$1,958/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,280/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,785
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,836
−HK$1,068/mo
Today · 4.125%
HK$35,904
baseline
▲ 0.50% · 4.625%
HK$38,089
+HK$2,185/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,808/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,586
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,594
−HK$1,022/mo
Today · 4.125%
HK$39,616
baseline
▲ 0.50% · 4.625%
HK$41,705
+HK$2,089/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,232/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,897
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,014
−HK$1,134/mo
Today · 4.125%
HK$38,148
baseline
▲ 0.50% · 4.625%
HK$40,469
+HK$2,321/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,296/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,935
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,006
−HK$1,087/mo
Today · 4.125%
HK$42,093
baseline
▲ 0.50% · 4.625%
HK$44,311
+HK$2,218/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,186/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,008
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,191
−HK$1,201/mo
Today · 4.125%
HK$40,392
baseline
▲ 0.50% · 4.625%
HK$42,850
+HK$2,458/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$80,784/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,284
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,418
−HK$1,151/mo
Today · 4.125%
HK$44,569
baseline
▲ 0.50% · 4.625%
HK$46,918
+HK$2,349/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$89,138/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).