▼ 0.50% · 3.625%
HK$19,973
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,594
−HK$631/mo
Today · 4.125%
HK$21,225
baseline
▲ 0.50% · 4.625%
HK$22,517
+HK$1,292/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,450/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,219
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,815
−HK$605/mo
Today · 4.125%
HK$23,420
baseline
▲ 0.50% · 4.625%
HK$24,654
+HK$1,234/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,840/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,970
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,653
−HK$695/mo
Today · 4.125%
HK$23,348
baseline
▲ 0.50% · 4.625%
HK$24,768
+HK$1,420/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,696/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,441
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,097
−HK$665/mo
Today · 4.125%
HK$25,762
baseline
▲ 0.50% · 4.625%
HK$27,120
+HK$1,358/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,524/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,967
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,713
−HK$757/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$27,020
+HK$1,550/mo
Deposit HK$3.50M · loan HK$5.26M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,663
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,378
−HK$726/mo
Today · 4.125%
HK$28,104
baseline
▲ 0.50% · 4.625%
HK$29,585
+HK$1,481/mo
Deposit HK$3.50M · loan HK$5.26M · min. income ≈ HK$56,208/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,965
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,772
−HK$821/mo
Today · 4.125%
HK$27,593
baseline
▲ 0.50% · 4.625%
HK$29,272
+HK$1,679/mo
Deposit HK$3.07M · loan HK$5.69M · min. income ≈ HK$55,186/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,885
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,660
−HK$786/mo
Today · 4.125%
HK$30,446
baseline
▲ 0.50% · 4.625%
HK$32,051
+HK$1,605/mo
Deposit HK$3.07M · loan HK$5.69M · min. income ≈ HK$60,892/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,962
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,832
−HK$883/mo
Today · 4.125%
HK$29,715
baseline
▲ 0.50% · 4.625%
HK$31,523
+HK$1,808/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,430/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,107
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,942
−HK$846/mo
Today · 4.125%
HK$32,788
baseline
▲ 0.50% · 4.625%
HK$34,516
+HK$1,728/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,576/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,959
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,891
−HK$947/mo
Today · 4.125%
HK$31,838
baseline
▲ 0.50% · 4.625%
HK$33,775
+HK$1,937/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,676/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,329
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,223
−HK$907/mo
Today · 4.125%
HK$35,130
baseline
▲ 0.50% · 4.625%
HK$36,982
+HK$1,852/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,260/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,956
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,950
−HK$1,010/mo
Today · 4.125%
HK$33,960
baseline
▲ 0.50% · 4.625%
HK$36,027
+HK$2,067/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,920/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,551
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,505
−HK$967/mo
Today · 4.125%
HK$37,472
baseline
▲ 0.50% · 4.625%
HK$39,447
+HK$1,975/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$74,944/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,954
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,010
−HK$1,073/mo
Today · 4.125%
HK$36,083
baseline
▲ 0.50% · 4.625%
HK$38,278
+HK$2,195/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$72,166/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,773
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,786
−HK$1,028/mo
Today · 4.125%
HK$39,814
baseline
▲ 0.50% · 4.625%
HK$41,912
+HK$2,098/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$79,628/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,951
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,069
−HK$1,136/mo
Today · 4.125%
HK$38,205
baseline
▲ 0.50% · 4.625%
HK$40,530
+HK$2,325/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$76,410/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,995
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,068
−HK$1,088/mo
Today · 4.125%
HK$42,156
baseline
▲ 0.50% · 4.625%
HK$44,378
+HK$2,222/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$84,312/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,770 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).