▼ 0.50% · 3.625%
HK$18,613
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,192
−HK$589/mo
Today · 4.125%
HK$19,781
baseline
▲ 0.50% · 4.625%
HK$20,984
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,562/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,707
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,263
−HK$563/mo
Today · 4.125%
HK$21,826
baseline
▲ 0.50% · 4.625%
HK$22,977
+HK$1,151/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,652/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,475
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,112
−HK$647/mo
Today · 4.125%
HK$21,759
baseline
▲ 0.50% · 4.625%
HK$23,083
+HK$1,324/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,518/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,778
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,389
−HK$620/mo
Today · 4.125%
HK$24,009
baseline
▲ 0.50% · 4.625%
HK$25,274
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$48,018/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,336
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,031
−HK$706/mo
Today · 4.125%
HK$23,737
baseline
▲ 0.50% · 4.625%
HK$25,181
+HK$1,444/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,474/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,849
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,515
−HK$676/mo
Today · 4.125%
HK$26,191
baseline
▲ 0.50% · 4.625%
HK$27,572
+HK$1,381/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,382/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,198
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,950
−HK$765/mo
Today · 4.125%
HK$25,715
baseline
▲ 0.50% · 4.625%
HK$27,280
+HK$1,565/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,430/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,919
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,641
−HK$733/mo
Today · 4.125%
HK$28,374
baseline
▲ 0.50% · 4.625%
HK$29,869
+HK$1,495/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,748/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,059
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,869
−HK$824/mo
Today · 4.125%
HK$27,693
baseline
▲ 0.50% · 4.625%
HK$29,378
+HK$1,685/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,386/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,990
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,768
−HK$788/mo
Today · 4.125%
HK$30,556
baseline
▲ 0.50% · 4.625%
HK$32,167
+HK$1,611/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,112/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,920
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,789
−HK$882/mo
Today · 4.125%
HK$29,671
baseline
▲ 0.50% · 4.625%
HK$31,476
+HK$1,805/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,342/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,061
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,894
−HK$845/mo
Today · 4.125%
HK$32,739
baseline
▲ 0.50% · 4.625%
HK$34,465
+HK$1,726/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,478/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,782
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,708
−HK$941/mo
Today · 4.125%
HK$31,649
baseline
▲ 0.50% · 4.625%
HK$33,575
+HK$1,926/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,298/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,132
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,020
−HK$902/mo
Today · 4.125%
HK$34,922
baseline
▲ 0.50% · 4.625%
HK$36,762
+HK$1,840/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,844/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,643
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,627
−HK$1,000/mo
Today · 4.125%
HK$33,627
baseline
▲ 0.50% · 4.625%
HK$35,673
+HK$2,046/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,254/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,202
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,147
−HK$957/mo
Today · 4.125%
HK$37,104
baseline
▲ 0.50% · 4.625%
HK$39,060
+HK$1,956/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,208/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,504
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,546
−HK$1,059/mo
Today · 4.125%
HK$35,605
baseline
▲ 0.50% · 4.625%
HK$37,772
+HK$2,167/mo
Deposit HK$816K · loan HK$7.35M · min. income ≈ HK$71,210/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,273
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,273
−HK$1,014/mo
Today · 4.125%
HK$39,287
baseline
▲ 0.50% · 4.625%
HK$41,358
+HK$2,071/mo
Deposit HK$816K · loan HK$7.35M · min. income ≈ HK$78,574/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,887 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).