▼ 0.50% · 3.625%
HK$22,657
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,362
−HK$716/mo
Today · 4.125%
HK$24,078
baseline
▲ 0.50% · 4.625%
HK$25,543
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,156/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,206
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,882
−HK$686/mo
Today · 4.125%
HK$26,568
baseline
▲ 0.50% · 4.625%
HK$27,968
+HK$1,400/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,136/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,923
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,698
−HK$788/mo
Today · 4.125%
HK$26,486
baseline
▲ 0.50% · 4.625%
HK$28,097
+HK$1,611/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,972/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,727
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,470
−HK$754/mo
Today · 4.125%
HK$29,224
baseline
▲ 0.50% · 4.625%
HK$30,765
+HK$1,541/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,448/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,189
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,034
−HK$860/mo
Today · 4.125%
HK$28,894
baseline
▲ 0.50% · 4.625%
HK$30,652
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,788/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,247
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,058
−HK$823/mo
Today · 4.125%
HK$31,881
baseline
▲ 0.50% · 4.625%
HK$33,562
+HK$1,681/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,762/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,454
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,371
−HK$930/mo
Today · 4.125%
HK$31,301
baseline
▲ 0.50% · 4.625%
HK$33,206
+HK$1,905/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,602/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,768
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,647
−HK$891/mo
Today · 4.125%
HK$34,538
baseline
▲ 0.50% · 4.625%
HK$36,359
+HK$1,821/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,076/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,720
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,707
−HK$1,002/mo
Today · 4.125%
HK$33,709
baseline
▲ 0.50% · 4.625%
HK$35,760
+HK$2,051/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,418/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,288
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,235
−HK$960/mo
Today · 4.125%
HK$37,195
baseline
▲ 0.50% · 4.625%
HK$39,155
+HK$1,960/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,390/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,986
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,043
−HK$1,074/mo
Today · 4.125%
HK$36,117
baseline
▲ 0.50% · 4.625%
HK$38,315
+HK$2,198/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,234/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,809
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,823
−HK$1,029/mo
Today · 4.125%
HK$39,852
baseline
▲ 0.50% · 4.625%
HK$41,952
+HK$2,100/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,704/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,252
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,379
−HK$1,146/mo
Today · 4.125%
HK$38,525
baseline
▲ 0.50% · 4.625%
HK$40,869
+HK$2,344/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,050/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,329
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,411
−HK$1,097/mo
Today · 4.125%
HK$42,508
baseline
▲ 0.50% · 4.625%
HK$44,749
+HK$2,241/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$85,016/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,517
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,715
−HK$1,218/mo
Today · 4.125%
HK$40,933
baseline
▲ 0.50% · 4.625%
HK$43,423
+HK$2,490/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,866/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,850
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,999
−HK$1,166/mo
Today · 4.125%
HK$45,165
baseline
▲ 0.50% · 4.625%
HK$47,546
+HK$2,381/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,330/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,783
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,052
−HK$1,288/mo
Today · 4.125%
HK$43,340
baseline
▲ 0.50% · 4.625%
HK$45,978
+HK$2,638/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,680/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,371
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,587
−HK$1,235/mo
Today · 4.125%
HK$47,822
baseline
▲ 0.50% · 4.625%
HK$50,343
+HK$2,521/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,644/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,626 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).