▼ 0.50% · 3.625%
HK$20,740
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,385
−HK$655/mo
Today · 4.125%
HK$22,040
baseline
▲ 0.50% · 4.625%
HK$23,381
+HK$1,341/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,080/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,073
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,692
−HK$627/mo
Today · 4.125%
HK$24,319
baseline
▲ 0.50% · 4.625%
HK$25,601
+HK$1,282/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,638/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,814
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,523
−HK$721/mo
Today · 4.125%
HK$24,244
baseline
▲ 0.50% · 4.625%
HK$25,720
+HK$1,476/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,488/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,380
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,061
−HK$690/mo
Today · 4.125%
HK$26,751
baseline
▲ 0.50% · 4.625%
HK$28,161
+HK$1,410/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,502/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,888
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,662
−HK$786/mo
Today · 4.125%
HK$26,448
baseline
▲ 0.50% · 4.625%
HK$28,058
+HK$1,610/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,896/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,687
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,430
−HK$753/mo
Today · 4.125%
HK$29,183
baseline
▲ 0.50% · 4.625%
HK$30,722
+HK$1,539/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,366/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,962
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,800
−HK$852/mo
Today · 4.125%
HK$28,652
baseline
▲ 0.50% · 4.625%
HK$30,396
+HK$1,744/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,304/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,995
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,799
−HK$816/mo
Today · 4.125%
HK$31,615
baseline
▲ 0.50% · 4.625%
HK$33,282
+HK$1,667/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,230/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,036
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,939
−HK$918/mo
Today · 4.125%
HK$30,857
baseline
▲ 0.50% · 4.625%
HK$32,734
+HK$1,877/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,714/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,302
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,168
−HK$879/mo
Today · 4.125%
HK$34,047
baseline
▲ 0.50% · 4.625%
HK$35,842
+HK$1,795/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,094/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,110
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,077
−HK$984/mo
Today · 4.125%
HK$33,061
baseline
▲ 0.50% · 4.625%
HK$35,072
+HK$2,011/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,122/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,609
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,537
−HK$942/mo
Today · 4.125%
HK$36,479
baseline
▲ 0.50% · 4.625%
HK$38,402
+HK$1,923/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,958/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,184
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,216
−HK$1,049/mo
Today · 4.125%
HK$35,265
baseline
▲ 0.50% · 4.625%
HK$37,410
+HK$2,145/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,530/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,917
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,907
−HK$1,004/mo
Today · 4.125%
HK$38,911
baseline
▲ 0.50% · 4.625%
HK$40,962
+HK$2,051/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,822/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,258
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,354
−HK$1,115/mo
Today · 4.125%
HK$37,469
baseline
▲ 0.50% · 4.625%
HK$39,749
+HK$2,280/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,938/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,224
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,276
−HK$1,067/mo
Today · 4.125%
HK$41,343
baseline
▲ 0.50% · 4.625%
HK$43,522
+HK$2,179/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,686/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,332
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,493
−HK$1,180/mo
Today · 4.125%
HK$39,673
baseline
▲ 0.50% · 4.625%
HK$42,087
+HK$2,414/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,346/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,531
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,645
−HK$1,130/mo
Today · 4.125%
HK$43,775
baseline
▲ 0.50% · 4.625%
HK$46,082
+HK$2,307/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,550/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,539 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).