▼ 0.50% · 3.625%
HK$21,769
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,446
−HK$688/mo
Today · 4.125%
HK$23,134
baseline
▲ 0.50% · 4.625%
HK$24,542
+HK$1,408/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,268/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,218
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,867
−HK$659/mo
Today · 4.125%
HK$25,526
baseline
▲ 0.50% · 4.625%
HK$26,872
+HK$1,346/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,052/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,691
−HK$756/mo
Today · 4.125%
HK$25,447
baseline
▲ 0.50% · 4.625%
HK$26,996
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,894/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,639
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$725/mo
Today · 4.125%
HK$28,079
baseline
▲ 0.50% · 4.625%
HK$29,559
+HK$1,480/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,158/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,123
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,935
−HK$826/mo
Today · 4.125%
HK$27,761
baseline
▲ 0.50% · 4.625%
HK$29,450
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,522/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,061
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,841
−HK$790/mo
Today · 4.125%
HK$30,631
baseline
▲ 0.50% · 4.625%
HK$32,246
+HK$1,615/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,262/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,300
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,180
−HK$894/mo
Today · 4.125%
HK$30,074
baseline
▲ 0.50% · 4.625%
HK$31,904
+HK$1,830/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,148/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,483
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,327
−HK$857/mo
Today · 4.125%
HK$33,184
baseline
▲ 0.50% · 4.625%
HK$34,933
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,368/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,476
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,424
−HK$964/mo
Today · 4.125%
HK$32,388
baseline
▲ 0.50% · 4.625%
HK$34,358
+HK$1,970/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,776/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,905
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,814
−HK$922/mo
Today · 4.125%
HK$35,736
baseline
▲ 0.50% · 4.625%
HK$37,620
+HK$1,884/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,472/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,653
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,669
−HK$1,032/mo
Today · 4.125%
HK$34,701
baseline
▲ 0.50% · 4.625%
HK$36,812
+HK$2,111/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,402/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,326
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,301
−HK$988/mo
Today · 4.125%
HK$38,289
baseline
▲ 0.50% · 4.625%
HK$40,307
+HK$2,018/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,578/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,830
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,914
−HK$1,100/mo
Today · 4.125%
HK$37,014
baseline
▲ 0.50% · 4.625%
HK$39,267
+HK$2,253/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,028/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,748
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,787
−HK$1,055/mo
Today · 4.125%
HK$40,842
baseline
▲ 0.50% · 4.625%
HK$42,994
+HK$2,152/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,684/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,007
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,158
−HK$1,170/mo
Today · 4.125%
HK$39,328
baseline
▲ 0.50% · 4.625%
HK$41,721
+HK$2,393/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,656/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,170
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,274
−HK$1,120/mo
Today · 4.125%
HK$43,394
baseline
▲ 0.50% · 4.625%
HK$45,682
+HK$2,288/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,788/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,184
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,403
−HK$1,238/mo
Today · 4.125%
HK$41,641
baseline
▲ 0.50% · 4.625%
HK$44,175
+HK$2,534/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,282/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,592
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,761
−HK$1,186/mo
Today · 4.125%
HK$45,947
baseline
▲ 0.50% · 4.625%
HK$48,369
+HK$2,422/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$91,894/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,668 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).