▼ 0.50% · 3.625%
HK$21,856
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,536
−HK$690/mo
Today · 4.125%
HK$23,226
baseline
▲ 0.50% · 4.625%
HK$24,640
+HK$1,414/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,452/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,314
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,966
−HK$662/mo
Today · 4.125%
HK$25,628
baseline
▲ 0.50% · 4.625%
HK$26,979
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,256/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,041
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,789
−HK$760/mo
Today · 4.125%
HK$25,549
baseline
▲ 0.50% · 4.625%
HK$27,103
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,098/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,746
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,463
−HK$728/mo
Today · 4.125%
HK$28,191
baseline
▲ 0.50% · 4.625%
HK$29,677
+HK$1,486/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,382/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,227
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,043
−HK$829/mo
Today · 4.125%
HK$27,872
baseline
▲ 0.50% · 4.625%
HK$29,567
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,744/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,177
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,960
−HK$793/mo
Today · 4.125%
HK$30,753
baseline
▲ 0.50% · 4.625%
HK$32,375
+HK$1,622/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,506/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,412
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,296
−HK$898/mo
Today · 4.125%
HK$30,194
baseline
▲ 0.50% · 4.625%
HK$32,031
+HK$1,837/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,388/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,609
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,456
−HK$860/mo
Today · 4.125%
HK$33,316
baseline
▲ 0.50% · 4.625%
HK$35,072
+HK$1,756/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,632/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,598
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,550
−HK$967/mo
Today · 4.125%
HK$32,517
baseline
▲ 0.50% · 4.625%
HK$34,495
+HK$1,978/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,034/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,040
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,953
−HK$926/mo
Today · 4.125%
HK$35,879
baseline
▲ 0.50% · 4.625%
HK$37,770
+HK$1,891/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,758/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,784
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,803
−HK$1,036/mo
Today · 4.125%
HK$34,839
baseline
▲ 0.50% · 4.625%
HK$36,959
+HK$2,120/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,678/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,471
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,450
−HK$992/mo
Today · 4.125%
HK$38,442
baseline
▲ 0.50% · 4.625%
HK$40,468
+HK$2,026/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,884/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,969
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,057
−HK$1,105/mo
Today · 4.125%
HK$37,162
baseline
▲ 0.50% · 4.625%
HK$39,423
+HK$2,261/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,324/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,903
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,946
−HK$1,059/mo
Today · 4.125%
HK$41,005
baseline
▲ 0.50% · 4.625%
HK$43,166
+HK$2,161/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,010/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,155
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,310
−HK$1,175/mo
Today · 4.125%
HK$39,485
baseline
▲ 0.50% · 4.625%
HK$41,887
+HK$2,402/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$78,970/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,334
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,443
−HK$1,124/mo
Today · 4.125%
HK$43,567
baseline
▲ 0.50% · 4.625%
HK$45,864
+HK$2,297/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,134/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,340
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,564
−HK$1,243/mo
Today · 4.125%
HK$41,807
baseline
▲ 0.50% · 4.625%
HK$44,351
+HK$2,544/mo
Deposit HK$958K · loan HK$8.63M · min. income ≈ HK$83,614/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,766
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,939
−HK$1,191/mo
Today · 4.125%
HK$46,130
baseline
▲ 0.50% · 4.625%
HK$48,562
+HK$2,432/mo
Deposit HK$958K · loan HK$8.63M · min. income ≈ HK$92,260/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,476 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).