▼ 0.50% · 3.625%
HK$19,802
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,417
−HK$626/mo
Today · 4.125%
HK$21,043
baseline
▲ 0.50% · 4.625%
HK$22,324
+HK$1,281/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,086/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,029
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,620
−HK$599/mo
Today · 4.125%
HK$23,219
baseline
▲ 0.50% · 4.625%
HK$24,443
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,438/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,782
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,459
−HK$689/mo
Today · 4.125%
HK$23,148
baseline
▲ 0.50% · 4.625%
HK$24,556
+HK$1,408/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,296/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,232
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,882
−HK$659/mo
Today · 4.125%
HK$25,541
baseline
▲ 0.50% · 4.625%
HK$26,887
+HK$1,346/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,082/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,762
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,501
−HK$751/mo
Today · 4.125%
HK$25,252
baseline
▲ 0.50% · 4.625%
HK$26,788
+HK$1,536/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,504/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,435
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,144
−HK$719/mo
Today · 4.125%
HK$27,863
baseline
▲ 0.50% · 4.625%
HK$29,332
+HK$1,469/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,726/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,742
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,543
−HK$813/mo
Today · 4.125%
HK$27,356
baseline
▲ 0.50% · 4.625%
HK$29,021
+HK$1,665/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,712/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,638
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,406
−HK$779/mo
Today · 4.125%
HK$30,185
baseline
▲ 0.50% · 4.625%
HK$31,776
+HK$1,591/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,370/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,722
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,584
−HK$877/mo
Today · 4.125%
HK$29,461
baseline
▲ 0.50% · 4.625%
HK$31,253
+HK$1,792/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,922/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,841
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,668
−HK$839/mo
Today · 4.125%
HK$32,507
baseline
▲ 0.50% · 4.625%
HK$34,220
+HK$1,713/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,014/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,702
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,626
−HK$939/mo
Today · 4.125%
HK$31,565
baseline
▲ 0.50% · 4.625%
HK$33,486
+HK$1,921/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,130/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,043
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,930
−HK$899/mo
Today · 4.125%
HK$34,829
baseline
▲ 0.50% · 4.625%
HK$36,665
+HK$1,836/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,658/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,682
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,668
−HK$1,001/mo
Today · 4.125%
HK$33,669
baseline
▲ 0.50% · 4.625%
HK$35,718
+HK$2,049/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,338/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,246
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,192
−HK$959/mo
Today · 4.125%
HK$37,151
baseline
▲ 0.50% · 4.625%
HK$39,109
+HK$1,958/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,302/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,663
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,710
−HK$1,064/mo
Today · 4.125%
HK$35,774
baseline
▲ 0.50% · 4.625%
HK$37,950
+HK$2,176/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,548/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,449
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,454
−HK$1,019/mo
Today · 4.125%
HK$39,473
baseline
▲ 0.50% · 4.625%
HK$41,553
+HK$2,080/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,946/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,643
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,751
−HK$1,127/mo
Today · 4.125%
HK$37,878
baseline
▲ 0.50% · 4.625%
HK$40,183
+HK$2,305/mo
Deposit HK$868K · loan HK$7.82M · min. income ≈ HK$75,756/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,652
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,716
−HK$1,078/mo
Today · 4.125%
HK$41,794
baseline
▲ 0.50% · 4.625%
HK$43,997
+HK$2,203/mo
Deposit HK$868K · loan HK$7.82M · min. income ≈ HK$83,588/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,517 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).