▼ 0.50% · 3.625%
HK$22,725
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,432
−HK$718/mo
Today · 4.125%
HK$24,150
baseline
▲ 0.50% · 4.625%
HK$25,619
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,300/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,281
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,959
−HK$688/mo
Today · 4.125%
HK$26,647
baseline
▲ 0.50% · 4.625%
HK$28,051
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,294/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,997
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,775
−HK$790/mo
Today · 4.125%
HK$26,565
baseline
▲ 0.50% · 4.625%
HK$28,181
+HK$1,616/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,130/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,809
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,555
−HK$757/mo
Today · 4.125%
HK$29,312
baseline
▲ 0.50% · 4.625%
HK$30,857
+HK$1,545/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,624/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,270
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,118
−HK$862/mo
Today · 4.125%
HK$28,980
baseline
▲ 0.50% · 4.625%
HK$30,743
+HK$1,763/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,960/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,337
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,151
−HK$825/mo
Today · 4.125%
HK$31,976
baseline
▲ 0.50% · 4.625%
HK$33,662
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,952/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,542
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,461
−HK$934/mo
Today · 4.125%
HK$31,395
baseline
▲ 0.50% · 4.625%
HK$33,305
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,790/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,865
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,747
−HK$894/mo
Today · 4.125%
HK$34,641
baseline
▲ 0.50% · 4.625%
HK$36,467
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,282/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,815
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,804
−HK$1,006/mo
Today · 4.125%
HK$33,810
baseline
▲ 0.50% · 4.625%
HK$35,867
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,620/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,393
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,343
−HK$963/mo
Today · 4.125%
HK$37,306
baseline
▲ 0.50% · 4.625%
HK$39,272
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,612/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,087
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,147
−HK$1,078/mo
Today · 4.125%
HK$36,225
baseline
▲ 0.50% · 4.625%
HK$38,429
+HK$2,204/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,450/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,922
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,939
−HK$1,031/mo
Today · 4.125%
HK$39,970
baseline
▲ 0.50% · 4.625%
HK$42,077
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,940/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,360
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,491
−HK$1,149/mo
Today · 4.125%
HK$38,640
baseline
▲ 0.50% · 4.625%
HK$40,991
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,280/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,450
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,534
−HK$1,101/mo
Today · 4.125%
HK$42,635
baseline
▲ 0.50% · 4.625%
HK$44,882
+HK$2,247/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,270/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,632
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,834
−HK$1,221/mo
Today · 4.125%
HK$41,055
baseline
▲ 0.50% · 4.625%
HK$43,553
+HK$2,498/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$82,110/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,978
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,130
−HK$1,170/mo
Today · 4.125%
HK$45,300
baseline
▲ 0.50% · 4.625%
HK$47,688
+HK$2,388/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$90,600/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,905
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,177
−HK$1,293/mo
Today · 4.125%
HK$43,470
baseline
▲ 0.50% · 4.625%
HK$46,115
+HK$2,645/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,940/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,506
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,726
−HK$1,238/mo
Today · 4.125%
HK$47,964
baseline
▲ 0.50% · 4.625%
HK$50,493
+HK$2,529/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,928/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,587 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).