▼ 0.50% · 3.625%
HK$21,593
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,264
−HK$683/mo
Today · 4.125%
HK$22,947
baseline
▲ 0.50% · 4.625%
HK$24,343
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,894/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,022
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,666
−HK$653/mo
Today · 4.125%
HK$25,319
baseline
▲ 0.50% · 4.625%
HK$26,654
+HK$1,335/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,638/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,752
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,491
−HK$750/mo
Today · 4.125%
HK$25,241
baseline
▲ 0.50% · 4.625%
HK$26,777
+HK$1,536/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,482/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,424
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,132
−HK$719/mo
Today · 4.125%
HK$27,851
baseline
▲ 0.50% · 4.625%
HK$29,319
+HK$1,468/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,702/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,911
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,717
−HK$819/mo
Today · 4.125%
HK$27,536
baseline
▲ 0.50% · 4.625%
HK$29,211
+HK$1,675/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,072/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,826
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,599
−HK$784/mo
Today · 4.125%
HK$30,383
baseline
▲ 0.50% · 4.625%
HK$31,985
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,766/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,070
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,943
−HK$888/mo
Today · 4.125%
HK$29,831
baseline
▲ 0.50% · 4.625%
HK$31,646
+HK$1,815/mo
Deposit HK$3.31M · loan HK$6.16M · min. income ≈ HK$59,662/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,228
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,065
−HK$850/mo
Today · 4.125%
HK$32,915
baseline
▲ 0.50% · 4.625%
HK$34,650
+HK$1,735/mo
Deposit HK$3.31M · loan HK$6.16M · min. income ≈ HK$65,830/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,230
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,170
−HK$955/mo
Today · 4.125%
HK$32,125
baseline
▲ 0.50% · 4.625%
HK$34,080
+HK$1,955/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,250/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,630
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,532
−HK$915/mo
Today · 4.125%
HK$35,447
baseline
▲ 0.50% · 4.625%
HK$37,316
+HK$1,869/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,894/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,389
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,396
−HK$1,024/mo
Today · 4.125%
HK$34,420
baseline
▲ 0.50% · 4.625%
HK$36,514
+HK$2,094/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,840/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,032
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,999
−HK$980/mo
Today · 4.125%
HK$37,979
baseline
▲ 0.50% · 4.625%
HK$39,981
+HK$2,002/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,958/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,548
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,623
−HK$1,092/mo
Today · 4.125%
HK$36,715
baseline
▲ 0.50% · 4.625%
HK$38,949
+HK$2,234/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$73,430/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,434
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,465
−HK$1,046/mo
Today · 4.125%
HK$40,511
baseline
▲ 0.50% · 4.625%
HK$42,646
+HK$2,135/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$81,022/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,707
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,849
−HK$1,160/mo
Today · 4.125%
HK$39,009
baseline
▲ 0.50% · 4.625%
HK$41,383
+HK$2,374/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,018/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,837
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,932
−HK$1,111/mo
Today · 4.125%
HK$43,043
baseline
▲ 0.50% · 4.625%
HK$45,312
+HK$2,269/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,086/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,867
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,076
−HK$1,228/mo
Today · 4.125%
HK$41,304
baseline
▲ 0.50% · 4.625%
HK$43,817
+HK$2,513/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,608/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,239
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,398
−HK$1,177/mo
Today · 4.125%
HK$45,575
baseline
▲ 0.50% · 4.625%
HK$47,977
+HK$2,402/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,150/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,936 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).