▼ 0.50% · 3.625%
HK$21,600
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,272
−HK$682/mo
Today · 4.125%
HK$22,954
baseline
▲ 0.50% · 4.625%
HK$24,351
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,908/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,030
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,674
−HK$654/mo
Today · 4.125%
HK$25,328
baseline
▲ 0.50% · 4.625%
HK$26,663
+HK$1,335/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,656/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,760
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,499
−HK$751/mo
Today · 4.125%
HK$25,250
baseline
▲ 0.50% · 4.625%
HK$26,786
+HK$1,536/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,500/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,433
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,142
−HK$719/mo
Today · 4.125%
HK$27,861
baseline
▲ 0.50% · 4.625%
HK$29,329
+HK$1,468/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,722/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,920
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,726
−HK$819/mo
Today · 4.125%
HK$27,545
baseline
▲ 0.50% · 4.625%
HK$29,221
+HK$1,676/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,090/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,836
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,609
−HK$784/mo
Today · 4.125%
HK$30,393
baseline
▲ 0.50% · 4.625%
HK$31,996
+HK$1,603/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,786/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,080
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,953
−HK$888/mo
Today · 4.125%
HK$29,841
baseline
▲ 0.50% · 4.625%
HK$31,656
+HK$1,815/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,682/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,239
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,076
−HK$850/mo
Today · 4.125%
HK$32,926
baseline
▲ 0.50% · 4.625%
HK$34,662
+HK$1,736/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,852/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,240
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,180
−HK$956/mo
Today · 4.125%
HK$32,136
baseline
▲ 0.50% · 4.625%
HK$34,092
+HK$1,956/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,272/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,642
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,544
−HK$915/mo
Today · 4.125%
HK$35,459
baseline
▲ 0.50% · 4.625%
HK$37,328
+HK$1,869/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,918/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,400
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,408
−HK$1,024/mo
Today · 4.125%
HK$34,432
baseline
▲ 0.50% · 4.625%
HK$36,527
+HK$2,095/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,864/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,044
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,011
−HK$981/mo
Today · 4.125%
HK$37,992
baseline
▲ 0.50% · 4.625%
HK$39,994
+HK$2,002/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,984/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,560
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,635
−HK$1,092/mo
Today · 4.125%
HK$36,727
baseline
▲ 0.50% · 4.625%
HK$38,962
+HK$2,235/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$73,454/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,447
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,479
−HK$1,046/mo
Today · 4.125%
HK$40,525
baseline
▲ 0.50% · 4.625%
HK$42,661
+HK$2,136/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$81,050/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,720
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,862
−HK$1,160/mo
Today · 4.125%
HK$39,022
baseline
▲ 0.50% · 4.625%
HK$41,397
+HK$2,375/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,044/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,850
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,946
−HK$1,111/mo
Today · 4.125%
HK$43,057
baseline
▲ 0.50% · 4.625%
HK$45,327
+HK$2,270/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,114/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,880
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,089
−HK$1,229/mo
Today · 4.125%
HK$41,318
baseline
▲ 0.50% · 4.625%
HK$43,832
+HK$2,514/mo
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$82,636/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,253
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,413
−HK$1,177/mo
Today · 4.125%
HK$45,590
baseline
▲ 0.50% · 4.625%
HK$47,993
+HK$2,403/mo
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$91,180/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).