▼ 0.50% · 3.625%
HK$21,914
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,595
−HK$693/mo
Today · 4.125%
HK$23,288
baseline
▲ 0.50% · 4.625%
HK$24,705
+HK$1,417/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,576/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,379
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,032
−HK$664/mo
Today · 4.125%
HK$25,696
baseline
▲ 0.50% · 4.625%
HK$27,050
+HK$1,354/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,392/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,105
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,855
−HK$762/mo
Today · 4.125%
HK$25,617
baseline
▲ 0.50% · 4.625%
HK$27,175
+HK$1,558/mo
Deposit HK$4.32M · loan HK$5.29M · min. income ≈ HK$51,234/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,816
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,536
−HK$729/mo
Today · 4.125%
HK$28,265
baseline
▲ 0.50% · 4.625%
HK$29,755
+HK$1,490/mo
Deposit HK$4.32M · loan HK$5.29M · min. income ≈ HK$56,530/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,296
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,114
−HK$831/mo
Today · 4.125%
HK$27,945
baseline
▲ 0.50% · 4.625%
HK$29,646
+HK$1,701/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,890/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,254
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,039
−HK$796/mo
Today · 4.125%
HK$30,835
baseline
▲ 0.50% · 4.625%
HK$32,460
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,670/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,488
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,374
−HK$900/mo
Today · 4.125%
HK$30,274
baseline
▲ 0.50% · 4.625%
HK$32,116
+HK$1,842/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$60,548/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,692
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,542
−HK$862/mo
Today · 4.125%
HK$33,404
baseline
▲ 0.50% · 4.625%
HK$35,165
+HK$1,761/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$66,808/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,679
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,633
−HK$970/mo
Today · 4.125%
HK$32,603
baseline
▲ 0.50% · 4.625%
HK$34,587
+HK$1,984/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,206/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,130
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,045
−HK$929/mo
Today · 4.125%
HK$35,974
baseline
▲ 0.50% · 4.625%
HK$37,870
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,948/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,870
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,893
−HK$1,039/mo
Today · 4.125%
HK$34,932
baseline
▲ 0.50% · 4.625%
HK$37,057
+HK$2,125/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,864/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,568
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,549
−HK$995/mo
Today · 4.125%
HK$38,544
baseline
▲ 0.50% · 4.625%
HK$40,575
+HK$2,031/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,088/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,062
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,152
−HK$1,108/mo
Today · 4.125%
HK$37,260
baseline
▲ 0.50% · 4.625%
HK$39,528
+HK$2,268/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,520/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,006
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,052
−HK$1,061/mo
Today · 4.125%
HK$41,113
baseline
▲ 0.50% · 4.625%
HK$43,280
+HK$2,167/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,226/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,253
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,412
−HK$1,177/mo
Today · 4.125%
HK$39,589
baseline
▲ 0.50% · 4.625%
HK$41,998
+HK$2,409/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,178/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,444
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,555
−HK$1,128/mo
Today · 4.125%
HK$43,683
baseline
▲ 0.50% · 4.625%
HK$45,985
+HK$2,302/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,366/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,444
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,671
−HK$1,247/mo
Today · 4.125%
HK$41,918
baseline
▲ 0.50% · 4.625%
HK$44,469
+HK$2,551/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,836/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,882
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,058
−HK$1,194/mo
Today · 4.125%
HK$46,252
baseline
▲ 0.50% · 4.625%
HK$48,690
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,504/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,014 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).