▼ 0.50% · 3.625%
HK$22,764
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,473
−HK$719/mo
Today · 4.125%
HK$24,192
baseline
▲ 0.50% · 4.625%
HK$25,664
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,384/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,325
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,004
−HK$689/mo
Today · 4.125%
HK$26,693
baseline
▲ 0.50% · 4.625%
HK$28,100
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,386/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,041
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,820
−HK$791/mo
Today · 4.125%
HK$26,611
baseline
▲ 0.50% · 4.625%
HK$28,230
+HK$1,619/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,222/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,858
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,605
−HK$758/mo
Today · 4.125%
HK$29,363
baseline
▲ 0.50% · 4.625%
HK$30,911
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,726/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,317
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,167
−HK$863/mo
Today · 4.125%
HK$29,030
baseline
▲ 0.50% · 4.625%
HK$30,797
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,060/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,390
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,205
−HK$827/mo
Today · 4.125%
HK$32,032
baseline
▲ 0.50% · 4.625%
HK$33,721
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,064/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,594
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,514
−HK$936/mo
Today · 4.125%
HK$31,450
baseline
▲ 0.50% · 4.625%
HK$33,363
+HK$1,913/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,900/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,923
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,806
−HK$895/mo
Today · 4.125%
HK$34,701
baseline
▲ 0.50% · 4.625%
HK$36,531
+HK$1,830/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,402/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,870
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,862
−HK$1,007/mo
Today · 4.125%
HK$33,869
baseline
▲ 0.50% · 4.625%
HK$35,930
+HK$2,061/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,738/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,455
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,406
−HK$965/mo
Today · 4.125%
HK$37,371
baseline
▲ 0.50% · 4.625%
HK$39,341
+HK$1,970/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,742/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,147
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,209
−HK$1,079/mo
Today · 4.125%
HK$36,288
baseline
▲ 0.50% · 4.625%
HK$38,496
+HK$2,208/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,576/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,988
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,007
−HK$1,033/mo
Today · 4.125%
HK$40,040
baseline
▲ 0.50% · 4.625%
HK$42,151
+HK$2,111/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,080/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,423
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,556
−HK$1,151/mo
Today · 4.125%
HK$38,707
baseline
▲ 0.50% · 4.625%
HK$41,062
+HK$2,355/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,414/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,520
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,607
−HK$1,102/mo
Today · 4.125%
HK$42,709
baseline
▲ 0.50% · 4.625%
HK$44,961
+HK$2,252/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,418/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,700
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,903
−HK$1,223/mo
Today · 4.125%
HK$41,126
baseline
▲ 0.50% · 4.625%
HK$43,629
+HK$2,503/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,252/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,053
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,207
−HK$1,172/mo
Today · 4.125%
HK$45,379
baseline
▲ 0.50% · 4.625%
HK$47,771
+HK$2,392/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,758/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,976
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,251
−HK$1,295/mo
Today · 4.125%
HK$43,546
baseline
▲ 0.50% · 4.625%
HK$46,195
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,092/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,585
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,808
−HK$1,240/mo
Today · 4.125%
HK$48,048
baseline
▲ 0.50% · 4.625%
HK$50,581
+HK$2,533/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,096/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,328 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).