▼ 0.50% · 3.625%
HK$22,311
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,005
−HK$706/mo
Today · 4.125%
HK$23,711
baseline
▲ 0.50% · 4.625%
HK$25,153
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,422/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,821
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,487
−HK$675/mo
Today · 4.125%
HK$26,162
baseline
▲ 0.50% · 4.625%
HK$27,541
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,324/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,543
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,306
−HK$776/mo
Today · 4.125%
HK$26,082
baseline
▲ 0.50% · 4.625%
HK$27,669
+HK$1,587/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,164/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,303
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,036
−HK$743/mo
Today · 4.125%
HK$28,779
baseline
▲ 0.50% · 4.625%
HK$30,296
+HK$1,517/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,558/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,774
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,607
−HK$846/mo
Today · 4.125%
HK$28,453
baseline
▲ 0.50% · 4.625%
HK$30,184
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,906/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,786
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,584
−HK$811/mo
Today · 4.125%
HK$31,395
baseline
▲ 0.50% · 4.625%
HK$33,050
+HK$1,655/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,790/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,005
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,907
−HK$917/mo
Today · 4.125%
HK$30,824
baseline
▲ 0.50% · 4.625%
HK$32,699
+HK$1,875/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,648/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,268
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,133
−HK$878/mo
Today · 4.125%
HK$34,011
baseline
▲ 0.50% · 4.625%
HK$35,804
+HK$1,793/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$68,022/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,236
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,208
−HK$987/mo
Today · 4.125%
HK$33,195
baseline
▲ 0.50% · 4.625%
HK$35,215
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,390/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,750
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,682
−HK$945/mo
Today · 4.125%
HK$36,627
baseline
▲ 0.50% · 4.625%
HK$38,558
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,254/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,467
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,508
−HK$1,058/mo
Today · 4.125%
HK$35,566
baseline
▲ 0.50% · 4.625%
HK$37,730
+HK$2,164/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,132/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,232
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,230
−HK$1,013/mo
Today · 4.125%
HK$39,243
baseline
▲ 0.50% · 4.625%
HK$41,312
+HK$2,069/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,486/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,698
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,809
−HK$1,128/mo
Today · 4.125%
HK$37,937
baseline
▲ 0.50% · 4.625%
HK$40,245
+HK$2,308/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,874/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,714
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,779
−HK$1,081/mo
Today · 4.125%
HK$41,860
baseline
▲ 0.50% · 4.625%
HK$44,066
+HK$2,206/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,720/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,930
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,109
−HK$1,199/mo
Today · 4.125%
HK$40,308
baseline
▲ 0.50% · 4.625%
HK$42,761
+HK$2,453/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,616/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,196
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,328
−HK$1,148/mo
Today · 4.125%
HK$44,476
baseline
▲ 0.50% · 4.625%
HK$46,820
+HK$2,344/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$88,952/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,161
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,410
−HK$1,269/mo
Today · 4.125%
HK$42,679
baseline
▲ 0.50% · 4.625%
HK$45,276
+HK$2,597/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$85,358/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,678
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,877
−HK$1,215/mo
Today · 4.125%
HK$47,092
baseline
▲ 0.50% · 4.625%
HK$49,574
+HK$2,482/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$94,184/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,464 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).