▼ 0.50% · 3.625%
HK$22,194
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,885
−HK$701/mo
Today · 4.125%
HK$23,586
baseline
▲ 0.50% · 4.625%
HK$25,021
+HK$1,435/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,172/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,691
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,353
−HK$672/mo
Today · 4.125%
HK$26,025
baseline
▲ 0.50% · 4.625%
HK$27,397
+HK$1,372/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,050/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,414
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,173
−HK$772/mo
Today · 4.125%
HK$25,945
baseline
▲ 0.50% · 4.625%
HK$27,523
+HK$1,578/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,890/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,160
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,889
−HK$739/mo
Today · 4.125%
HK$28,628
baseline
▲ 0.50% · 4.625%
HK$30,137
+HK$1,509/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,256/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,633
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,462
−HK$841/mo
Today · 4.125%
HK$28,303
baseline
▲ 0.50% · 4.625%
HK$30,026
+HK$1,723/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,606/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,629
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,424
−HK$806/mo
Today · 4.125%
HK$31,230
baseline
▲ 0.50% · 4.625%
HK$32,876
+HK$1,646/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,460/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,853
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,750
−HK$912/mo
Today · 4.125%
HK$30,662
baseline
▲ 0.50% · 4.625%
HK$32,528
+HK$1,866/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,324/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,098
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,959
−HK$874/mo
Today · 4.125%
HK$33,833
baseline
▲ 0.50% · 4.625%
HK$35,616
+HK$1,783/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,666/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,072
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,039
−HK$982/mo
Today · 4.125%
HK$33,021
baseline
▲ 0.50% · 4.625%
HK$35,030
+HK$2,009/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,042/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,567
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,495
−HK$940/mo
Today · 4.125%
HK$36,435
baseline
▲ 0.50% · 4.625%
HK$38,356
+HK$1,921/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,870/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,292
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,327
−HK$1,052/mo
Today · 4.125%
HK$35,379
baseline
▲ 0.50% · 4.625%
HK$37,532
+HK$2,153/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,758/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,037
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,030
−HK$1,008/mo
Today · 4.125%
HK$39,038
baseline
▲ 0.50% · 4.625%
HK$41,095
+HK$2,057/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,076/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,511
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,616
−HK$1,122/mo
Today · 4.125%
HK$37,738
baseline
▲ 0.50% · 4.625%
HK$40,034
+HK$2,296/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,476/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,506
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,565
−HK$1,075/mo
Today · 4.125%
HK$41,640
baseline
▲ 0.50% · 4.625%
HK$43,835
+HK$2,195/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,280/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,730
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,904
−HK$1,193/mo
Today · 4.125%
HK$40,097
baseline
▲ 0.50% · 4.625%
HK$42,536
+HK$2,439/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$80,194/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,975
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,101
−HK$1,142/mo
Today · 4.125%
HK$44,243
baseline
▲ 0.50% · 4.625%
HK$46,575
+HK$2,332/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$88,486/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,950
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,193
−HK$1,262/mo
Today · 4.125%
HK$42,455
baseline
▲ 0.50% · 4.625%
HK$45,038
+HK$2,583/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,910/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,444
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,636
−HK$1,209/mo
Today · 4.125%
HK$46,845
baseline
▲ 0.50% · 4.625%
HK$49,314
+HK$2,469/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$93,690/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,330 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).