▼ 0.50% · 3.625%
HK$21,550
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,221
−HK$681/mo
Today · 4.125%
HK$22,902
baseline
▲ 0.50% · 4.625%
HK$24,295
+HK$1,393/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,804/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,975
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,617
−HK$653/mo
Today · 4.125%
HK$25,270
baseline
▲ 0.50% · 4.625%
HK$26,602
+HK$1,332/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,540/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,705
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,443
−HK$749/mo
Today · 4.125%
HK$25,192
baseline
▲ 0.50% · 4.625%
HK$26,725
+HK$1,533/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,384/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,372
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,079
−HK$718/mo
Today · 4.125%
HK$27,797
baseline
▲ 0.50% · 4.625%
HK$29,262
+HK$1,465/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,594/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,860
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,665
−HK$817/mo
Today · 4.125%
HK$27,482
baseline
▲ 0.50% · 4.625%
HK$29,154
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,964/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,769
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,541
−HK$783/mo
Today · 4.125%
HK$30,324
baseline
▲ 0.50% · 4.625%
HK$31,922
+HK$1,598/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,648/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,015
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,887
−HK$885/mo
Today · 4.125%
HK$29,772
baseline
▲ 0.50% · 4.625%
HK$31,584
+HK$1,812/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,544/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,167
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,003
−HK$848/mo
Today · 4.125%
HK$32,851
baseline
▲ 0.50% · 4.625%
HK$34,582
+HK$1,731/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,702/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,170
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,109
−HK$953/mo
Today · 4.125%
HK$32,062
baseline
▲ 0.50% · 4.625%
HK$34,013
+HK$1,951/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,124/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,564
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,464
−HK$914/mo
Today · 4.125%
HK$35,378
baseline
▲ 0.50% · 4.625%
HK$37,242
+HK$1,864/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,756/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,325
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,331
−HK$1,022/mo
Today · 4.125%
HK$34,353
baseline
▲ 0.50% · 4.625%
HK$36,443
+HK$2,090/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,706/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,962
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,926
−HK$979/mo
Today · 4.125%
HK$37,905
baseline
▲ 0.50% · 4.625%
HK$39,903
+HK$1,998/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,810/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,481
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,553
−HK$1,090/mo
Today · 4.125%
HK$36,643
baseline
▲ 0.50% · 4.625%
HK$38,872
+HK$2,229/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,286/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,359
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,388
−HK$1,044/mo
Today · 4.125%
HK$40,432
baseline
▲ 0.50% · 4.625%
HK$42,563
+HK$2,131/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,864/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,636
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,775
−HK$1,158/mo
Today · 4.125%
HK$38,933
baseline
▲ 0.50% · 4.625%
HK$41,302
+HK$2,369/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,866/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,757
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,850
−HK$1,109/mo
Today · 4.125%
HK$42,959
baseline
▲ 0.50% · 4.625%
HK$45,223
+HK$2,264/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,918/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,791
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,997
−HK$1,226/mo
Today · 4.125%
HK$41,223
baseline
▲ 0.50% · 4.625%
HK$43,731
+HK$2,508/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$82,446/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,154
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,311
−HK$1,175/mo
Today · 4.125%
HK$45,486
baseline
▲ 0.50% · 4.625%
HK$47,883
+HK$2,397/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$90,972/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,083 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).