▼ 0.50% · 3.625%
HK$21,599
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,271
−HK$682/mo
Today · 4.125%
HK$22,953
baseline
▲ 0.50% · 4.625%
HK$24,350
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,906/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,028
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,673
−HK$653/mo
Today · 4.125%
HK$25,326
baseline
▲ 0.50% · 4.625%
HK$26,661
+HK$1,335/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,759
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,498
−HK$750/mo
Today · 4.125%
HK$25,248
baseline
▲ 0.50% · 4.625%
HK$26,785
+HK$1,537/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,496/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,431
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,140
−HK$719/mo
Today · 4.125%
HK$27,859
baseline
▲ 0.50% · 4.625%
HK$29,328
+HK$1,469/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,718/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,918
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,725
−HK$819/mo
Today · 4.125%
HK$27,544
baseline
▲ 0.50% · 4.625%
HK$29,220
+HK$1,676/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,088/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,834
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,607
−HK$785/mo
Today · 4.125%
HK$30,392
baseline
▲ 0.50% · 4.625%
HK$31,994
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,784/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,078
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,952
−HK$887/mo
Today · 4.125%
HK$29,839
baseline
▲ 0.50% · 4.625%
HK$31,655
+HK$1,816/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,678/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,237
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,075
−HK$849/mo
Today · 4.125%
HK$32,924
baseline
▲ 0.50% · 4.625%
HK$34,660
+HK$1,736/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,848/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,238
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,179
−HK$955/mo
Today · 4.125%
HK$32,134
baseline
▲ 0.50% · 4.625%
HK$34,090
+HK$1,956/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,268/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,640
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,542
−HK$915/mo
Today · 4.125%
HK$35,457
baseline
▲ 0.50% · 4.625%
HK$37,326
+HK$1,869/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,914/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,398
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,406
−HK$1,024/mo
Today · 4.125%
HK$34,430
baseline
▲ 0.50% · 4.625%
HK$36,525
+HK$2,095/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,860/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,042
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$981/mo
Today · 4.125%
HK$37,990
baseline
▲ 0.50% · 4.625%
HK$39,992
+HK$2,002/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,980/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,558
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,633
−HK$1,092/mo
Today · 4.125%
HK$36,725
baseline
▲ 0.50% · 4.625%
HK$38,960
+HK$2,235/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$73,450/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,445
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,476
−HK$1,046/mo
Today · 4.125%
HK$40,522
baseline
▲ 0.50% · 4.625%
HK$42,658
+HK$2,136/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$81,044/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,718
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,860
−HK$1,160/mo
Today · 4.125%
HK$39,020
baseline
▲ 0.50% · 4.625%
HK$41,395
+HK$2,375/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,040/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,848
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,944
−HK$1,111/mo
Today · 4.125%
HK$43,055
baseline
▲ 0.50% · 4.625%
HK$45,324
+HK$2,269/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,110/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,878
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,087
−HK$1,229/mo
Today · 4.125%
HK$41,316
baseline
▲ 0.50% · 4.625%
HK$43,830
+HK$2,514/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,632/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,251
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,411
−HK$1,177/mo
Today · 4.125%
HK$45,588
baseline
▲ 0.50% · 4.625%
HK$47,991
+HK$2,403/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,176/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,204 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).