▼ 0.50% · 3.625%
HK$21,506
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,175
−HK$679/mo
Today · 4.125%
HK$22,854
baseline
▲ 0.50% · 4.625%
HK$24,245
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,708/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,925
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,567
−HK$651/mo
Today · 4.125%
HK$25,218
baseline
▲ 0.50% · 4.625%
HK$26,547
+HK$1,329/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,436/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,656
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,392
−HK$748/mo
Today · 4.125%
HK$25,140
baseline
▲ 0.50% · 4.625%
HK$26,670
+HK$1,530/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$50,280/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,317
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,023
−HK$716/mo
Today · 4.125%
HK$27,739
baseline
▲ 0.50% · 4.625%
HK$29,201
+HK$1,462/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$55,478/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,807
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,610
−HK$815/mo
Today · 4.125%
HK$27,425
baseline
▲ 0.50% · 4.625%
HK$29,094
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,850/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,710
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,480
−HK$781/mo
Today · 4.125%
HK$30,261
baseline
▲ 0.50% · 4.625%
HK$31,856
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,522/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,958
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,827
−HK$884/mo
Today · 4.125%
HK$29,711
baseline
▲ 0.50% · 4.625%
HK$31,519
+HK$1,808/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,422/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,102
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,937
−HK$846/mo
Today · 4.125%
HK$32,783
baseline
▲ 0.50% · 4.625%
HK$34,511
+HK$1,728/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,566/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,108
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,045
−HK$951/mo
Today · 4.125%
HK$31,996
baseline
▲ 0.50% · 4.625%
HK$33,943
+HK$1,947/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,992/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,495
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,393
−HK$912/mo
Today · 4.125%
HK$35,305
baseline
▲ 0.50% · 4.625%
HK$37,166
+HK$1,861/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,610/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,259
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,262
−HK$1,020/mo
Today · 4.125%
HK$34,282
baseline
▲ 0.50% · 4.625%
HK$36,368
+HK$2,086/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,564/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,887
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,850
−HK$976/mo
Today · 4.125%
HK$37,826
baseline
▲ 0.50% · 4.625%
HK$39,820
+HK$1,994/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,652/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,409
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,480
−HK$1,087/mo
Today · 4.125%
HK$36,567
baseline
▲ 0.50% · 4.625%
HK$38,792
+HK$2,225/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,134/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,280
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,307
−HK$1,041/mo
Today · 4.125%
HK$40,348
baseline
▲ 0.50% · 4.625%
HK$42,475
+HK$2,127/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,696/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,560
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,697
−HK$1,155/mo
Today · 4.125%
HK$38,852
baseline
▲ 0.50% · 4.625%
HK$41,217
+HK$2,365/mo
Deposit HK$1.41M · loan HK$8.02M · min. income ≈ HK$77,704/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,672
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,763
−HK$1,107/mo
Today · 4.125%
HK$42,870
baseline
▲ 0.50% · 4.625%
HK$45,130
+HK$2,260/mo
Deposit HK$1.41M · loan HK$8.02M · min. income ≈ HK$85,740/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,710
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,915
−HK$1,223/mo
Today · 4.125%
HK$41,138
baseline
▲ 0.50% · 4.625%
HK$43,641
+HK$2,503/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,276/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,065
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,220
−HK$1,172/mo
Today · 4.125%
HK$45,392
baseline
▲ 0.50% · 4.625%
HK$47,784
+HK$2,392/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,784/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,131 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).