▼ 0.50% · 3.625%
HK$4,101
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,228
−HK$130/mo
Today · 4.125%
HK$4,358
baseline
▲ 0.50% · 4.625%
HK$4,623
+HK$265/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$8,716/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,562
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,684
−HK$124/mo
Today · 4.125%
HK$4,808
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$254/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$9,616/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,511
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$143/mo
Today · 4.125%
HK$4,794
baseline
▲ 0.50% · 4.625%
HK$5,085
+HK$291/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$9,588/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,018
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,153
−HK$136/mo
Today · 4.125%
HK$5,289
baseline
▲ 0.50% · 4.625%
HK$5,568
+HK$279/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$10,578/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$155/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,548
+HK$319/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,474
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$149/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,074
+HK$304/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,331
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,497
−HK$168/mo
Today · 4.125%
HK$5,665
baseline
▲ 0.50% · 4.625%
HK$6,010
+HK$345/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,330/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,931
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,090
−HK$161/mo
Today · 4.125%
HK$6,251
baseline
▲ 0.50% · 4.625%
HK$6,580
+HK$329/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,502/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,741
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,919
−HK$182/mo
Today · 4.125%
HK$6,101
baseline
▲ 0.50% · 4.625%
HK$6,472
+HK$371/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,202/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,387
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,558
−HK$174/mo
Today · 4.125%
HK$6,732
baseline
▲ 0.50% · 4.625%
HK$7,087
+HK$355/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,464/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,151
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,342
−HK$195/mo
Today · 4.125%
HK$6,537
baseline
▲ 0.50% · 4.625%
HK$6,934
+HK$397/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,074/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,843
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,026
−HK$187/mo
Today · 4.125%
HK$7,213
baseline
▲ 0.50% · 4.625%
HK$7,593
+HK$380/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,426/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,561
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,765
−HK$207/mo
Today · 4.125%
HK$6,972
baseline
▲ 0.50% · 4.625%
HK$7,397
+HK$425/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,944/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,299
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,495
−HK$198/mo
Today · 4.125%
HK$7,693
baseline
▲ 0.50% · 4.625%
HK$8,099
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,386/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,971
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,188
−HK$220/mo
Today · 4.125%
HK$7,408
baseline
▲ 0.50% · 4.625%
HK$7,859
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,816/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,755
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,963
−HK$211/mo
Today · 4.125%
HK$8,174
baseline
▲ 0.50% · 4.625%
HK$8,605
+HK$431/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,348/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,381
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,611
−HK$233/mo
Today · 4.125%
HK$7,844
baseline
▲ 0.50% · 4.625%
HK$8,321
+HK$477/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,688/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,211
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,432
−HK$223/mo
Today · 4.125%
HK$8,655
baseline
▲ 0.50% · 4.625%
HK$9,111
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,310/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).