▼ 0.50% · 3.625%
HK$3,553
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,663
−HK$113/mo
Today · 4.125%
HK$3,776
baseline
▲ 0.50% · 4.625%
HK$4,005
+HK$229/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$7,552/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,059
−HK$107/mo
Today · 4.125%
HK$4,166
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$220/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$8,332/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,908
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,030
−HK$123/mo
Today · 4.125%
HK$4,153
baseline
▲ 0.50% · 4.625%
HK$4,406
+HK$253/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$8,306/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,348
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,464
−HK$119/mo
Today · 4.125%
HK$4,583
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$241/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$9,166/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,263
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,396
−HK$135/mo
Today · 4.125%
HK$4,531
baseline
▲ 0.50% · 4.625%
HK$4,807
+HK$276/mo
Deposit HK$623K · loan HK$935K · min. income ≈ HK$9,062/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,743
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,870
−HK$129/mo
Today · 4.125%
HK$4,999
baseline
▲ 0.50% · 4.625%
HK$5,263
+HK$264/mo
Deposit HK$623K · loan HK$935K · min. income ≈ HK$9,998/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,619
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$146/mo
Today · 4.125%
HK$4,908
baseline
▲ 0.50% · 4.625%
HK$5,207
+HK$299/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$9,816/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,138
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,276
−HK$140/mo
Today · 4.125%
HK$5,416
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$285/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$10,832/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$157/mo
Today · 4.125%
HK$5,286
baseline
▲ 0.50% · 4.625%
HK$5,608
+HK$322/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$10,572/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,534
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,682
−HK$151/mo
Today · 4.125%
HK$5,833
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$307/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$11,666/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,329
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,495
−HK$169/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$344/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,929
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,088
−HK$161/mo
Today · 4.125%
HK$6,249
baseline
▲ 0.50% · 4.625%
HK$6,579
+HK$330/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$12,498/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,685
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,861
−HK$180/mo
Today · 4.125%
HK$6,041
baseline
▲ 0.50% · 4.625%
HK$6,409
+HK$368/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,082/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,324
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,494
−HK$172/mo
Today · 4.125%
HK$6,666
baseline
▲ 0.50% · 4.625%
HK$7,017
+HK$351/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,332/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,228
−HK$191/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,809
+HK$390/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,719
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,900
−HK$182/mo
Today · 4.125%
HK$7,082
baseline
▲ 0.50% · 4.625%
HK$7,456
+HK$374/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$14,164/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,395
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,594
−HK$202/mo
Today · 4.125%
HK$6,796
baseline
▲ 0.50% · 4.625%
HK$7,210
+HK$414/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,592/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,115
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,305
−HK$194/mo
Today · 4.125%
HK$7,499
baseline
▲ 0.50% · 4.625%
HK$7,894
+HK$395/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$14,998/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).