▼ 0.50% · 3.625%
HK$3,331
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,434
−HK$106/mo
Today · 4.125%
HK$3,540
baseline
▲ 0.50% · 4.625%
HK$3,755
+HK$215/mo
Deposit HK$730K · loan HK$730K · min. income ≈ HK$7,080/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,705
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,805
−HK$100/mo
Today · 4.125%
HK$3,905
baseline
▲ 0.50% · 4.625%
HK$4,111
+HK$206/mo
Deposit HK$730K · loan HK$730K · min. income ≈ HK$7,810/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,778
−HK$115/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,130
+HK$237/mo
Deposit HK$657K · loan HK$803K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,076
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,185
−HK$111/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,522
+HK$226/mo
Deposit HK$657K · loan HK$803K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,997
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,121
−HK$126/mo
Today · 4.125%
HK$4,247
baseline
▲ 0.50% · 4.625%
HK$4,506
+HK$259/mo
Deposit HK$584K · loan HK$876K · min. income ≈ HK$8,494/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,566
−HK$121/mo
Today · 4.125%
HK$4,687
baseline
▲ 0.50% · 4.625%
HK$4,934
+HK$247/mo
Deposit HK$584K · loan HK$876K · min. income ≈ HK$9,374/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,465
−HK$136/mo
Today · 4.125%
HK$4,601
baseline
▲ 0.50% · 4.625%
HK$4,881
+HK$280/mo
Deposit HK$511K · loan HK$949K · min. income ≈ HK$9,202/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,817
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,946
−HK$131/mo
Today · 4.125%
HK$5,077
baseline
▲ 0.50% · 4.625%
HK$5,345
+HK$268/mo
Deposit HK$511K · loan HK$949K · min. income ≈ HK$10,154/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,663
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,808
−HK$147/mo
Today · 4.125%
HK$4,955
baseline
▲ 0.50% · 4.625%
HK$5,257
+HK$302/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$9,910/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,187
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,327
−HK$141/mo
Today · 4.125%
HK$5,468
baseline
▲ 0.50% · 4.625%
HK$5,756
+HK$288/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$10,936/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,996
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,151
−HK$158/mo
Today · 4.125%
HK$5,309
baseline
▲ 0.50% · 4.625%
HK$5,632
+HK$323/mo
Deposit HK$365K · loan HK$1.10M · min. income ≈ HK$10,618/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,558
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,707
−HK$151/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,167
+HK$309/mo
Deposit HK$365K · loan HK$1.10M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,329
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,495
−HK$168/mo
Today · 4.125%
HK$5,663
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$345/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,326/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,087
−HK$162/mo
Today · 4.125%
HK$6,249
baseline
▲ 0.50% · 4.625%
HK$6,578
+HK$329/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,498/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,662
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$179/mo
Today · 4.125%
HK$6,017
baseline
▲ 0.50% · 4.625%
HK$6,383
+HK$366/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,034/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,299
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,468
−HK$171/mo
Today · 4.125%
HK$6,639
baseline
▲ 0.50% · 4.625%
HK$6,989
+HK$350/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,278/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,995
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,182
−HK$189/mo
Today · 4.125%
HK$6,371
baseline
▲ 0.50% · 4.625%
HK$6,759
+HK$388/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,742/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,670
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,848
−HK$182/mo
Today · 4.125%
HK$7,030
baseline
▲ 0.50% · 4.625%
HK$7,400
+HK$370/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,060/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).