▼ 0.50% · 3.625%
HK$3,205
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,305
−HK$101/mo
Today · 4.125%
HK$3,406
baseline
▲ 0.50% · 4.625%
HK$3,614
+HK$208/mo
Deposit HK$703K · loan HK$703K · min. income ≈ HK$6,812/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,566
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$97/mo
Today · 4.125%
HK$3,759
baseline
▲ 0.50% · 4.625%
HK$3,957
+HK$198/mo
Deposit HK$703K · loan HK$703K · min. income ≈ HK$7,518/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,526
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,636
−HK$111/mo
Today · 4.125%
HK$3,747
baseline
▲ 0.50% · 4.625%
HK$3,975
+HK$228/mo
Deposit HK$633K · loan HK$773K · min. income ≈ HK$7,494/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,922
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,028
−HK$106/mo
Today · 4.125%
HK$4,134
baseline
▲ 0.50% · 4.625%
HK$4,352
+HK$218/mo
Deposit HK$633K · loan HK$773K · min. income ≈ HK$8,268/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,846
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,966
−HK$122/mo
Today · 4.125%
HK$4,088
baseline
▲ 0.50% · 4.625%
HK$4,336
+HK$248/mo
Deposit HK$562K · loan HK$843K · min. income ≈ HK$8,176/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,279
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,394
−HK$116/mo
Today · 4.125%
HK$4,510
baseline
▲ 0.50% · 4.625%
HK$4,748
+HK$238/mo
Deposit HK$562K · loan HK$843K · min. income ≈ HK$9,020/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,167
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$131/mo
Today · 4.125%
HK$4,428
baseline
▲ 0.50% · 4.625%
HK$4,698
+HK$270/mo
Deposit HK$492K · loan HK$914K · min. income ≈ HK$8,856/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$126/mo
Today · 4.125%
HK$4,886
baseline
▲ 0.50% · 4.625%
HK$5,144
+HK$258/mo
Deposit HK$492K · loan HK$914K · min. income ≈ HK$9,772/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,487
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$142/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,059
+HK$290/mo
Deposit HK$422K · loan HK$984K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,992
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$136/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$277/mo
Deposit HK$422K · loan HK$984K · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$152/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,420
+HK$310/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,349
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$146/mo
Today · 4.125%
HK$5,638
baseline
▲ 0.50% · 4.625%
HK$5,935
+HK$297/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$11,276/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,129
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,288
−HK$162/mo
Today · 4.125%
HK$5,450
baseline
▲ 0.50% · 4.625%
HK$5,782
+HK$332/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$10,900/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,858
−HK$156/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,331
+HK$317/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$172/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$352/mo
Deposit HK$211K · loan HK$1.19M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,062
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$165/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,726
+HK$336/mo
Deposit HK$211K · loan HK$1.19M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$182/mo
Today · 4.125%
HK$6,131
baseline
▲ 0.50% · 4.625%
HK$6,504
+HK$373/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,262/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,419
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,591
−HK$174/mo
Today · 4.125%
HK$6,765
baseline
▲ 0.50% · 4.625%
HK$7,122
+HK$357/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,530/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).