▼ 0.50% · 3.625%
HK$2,474
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,551
−HK$78/mo
Today · 4.125%
HK$2,629
baseline
▲ 0.50% · 4.625%
HK$2,789
+HK$160/mo
Deposit HK$543K · loan HK$543K · min. income ≈ HK$5,258/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,753
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,826
−HK$75/mo
Today · 4.125%
HK$2,901
baseline
▲ 0.50% · 4.625%
HK$3,054
+HK$153/mo
Deposit HK$543K · loan HK$543K · min. income ≈ HK$5,802/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,722
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,806
−HK$86/mo
Today · 4.125%
HK$2,892
baseline
▲ 0.50% · 4.625%
HK$3,068
+HK$176/mo
Deposit HK$488K · loan HK$597K · min. income ≈ HK$5,784/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,028
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,109
−HK$82/mo
Today · 4.125%
HK$3,191
baseline
▲ 0.50% · 4.625%
HK$3,360
+HK$169/mo
Deposit HK$488K · loan HK$597K · min. income ≈ HK$6,382/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,969
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,061
−HK$94/mo
Today · 4.125%
HK$3,155
baseline
▲ 0.50% · 4.625%
HK$3,347
+HK$192/mo
Deposit HK$434K · loan HK$651K · min. income ≈ HK$6,310/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,303
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,392
−HK$90/mo
Today · 4.125%
HK$3,482
baseline
▲ 0.50% · 4.625%
HK$3,665
+HK$183/mo
Deposit HK$434K · loan HK$651K · min. income ≈ HK$6,964/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,216
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,317
−HK$101/mo
Today · 4.125%
HK$3,418
baseline
▲ 0.50% · 4.625%
HK$3,626
+HK$208/mo
Deposit HK$380K · loan HK$705K · min. income ≈ HK$6,836/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,578
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,674
−HK$98/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$3,970
+HK$198/mo
Deposit HK$380K · loan HK$705K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,464
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,572
−HK$109/mo
Today · 4.125%
HK$3,681
baseline
▲ 0.50% · 4.625%
HK$3,905
+HK$224/mo
Deposit HK$326K · loan HK$760K · min. income ≈ HK$7,362/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,854
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,957
−HK$105/mo
Today · 4.125%
HK$4,062
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$214/mo
Deposit HK$326K · loan HK$760K · min. income ≈ HK$8,124/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,711
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,827
−HK$117/mo
Today · 4.125%
HK$3,944
baseline
▲ 0.50% · 4.625%
HK$4,184
+HK$240/mo
Deposit HK$271K · loan HK$814K · min. income ≈ HK$7,888/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,129
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,240
−HK$112/mo
Today · 4.125%
HK$4,352
baseline
▲ 0.50% · 4.625%
HK$4,581
+HK$229/mo
Deposit HK$271K · loan HK$814K · min. income ≈ HK$8,704/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,959
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$125/mo
Today · 4.125%
HK$4,207
baseline
▲ 0.50% · 4.625%
HK$4,463
+HK$256/mo
Deposit HK$217K · loan HK$868K · min. income ≈ HK$8,414/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,404
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$120/mo
Today · 4.125%
HK$4,642
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$245/mo
Deposit HK$217K · loan HK$868K · min. income ≈ HK$9,284/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,206
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,337
−HK$133/mo
Today · 4.125%
HK$4,470
baseline
▲ 0.50% · 4.625%
HK$4,742
+HK$272/mo
Deposit HK$163K · loan HK$922K · min. income ≈ HK$8,940/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,805
−HK$127/mo
Today · 4.125%
HK$4,932
baseline
▲ 0.50% · 4.625%
HK$5,192
+HK$260/mo
Deposit HK$163K · loan HK$922K · min. income ≈ HK$9,864/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,454
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$141/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$5,021
+HK$288/mo
Deposit HK$109K · loan HK$977K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,087
−HK$135/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,498
+HK$276/mo
Deposit HK$109K · loan HK$977K · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).