▼ 0.50% · 3.625%
HK$2,575
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,655
−HK$82/mo
Today · 4.125%
HK$2,737
baseline
▲ 0.50% · 4.625%
HK$2,903
+HK$166/mo
Deposit HK$565K · loan HK$565K · min. income ≈ HK$5,474/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,865
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,942
−HK$78/mo
Today · 4.125%
HK$3,020
baseline
▲ 0.50% · 4.625%
HK$3,179
+HK$159/mo
Deposit HK$565K · loan HK$565K · min. income ≈ HK$6,040/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,833
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,921
−HK$90/mo
Today · 4.125%
HK$3,011
baseline
▲ 0.50% · 4.625%
HK$3,194
+HK$183/mo
Deposit HK$508K · loan HK$621K · min. income ≈ HK$6,022/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,236
−HK$86/mo
Today · 4.125%
HK$3,322
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$175/mo
Deposit HK$508K · loan HK$621K · min. income ≈ HK$6,644/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,090
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,187
−HK$97/mo
Today · 4.125%
HK$3,284
baseline
▲ 0.50% · 4.625%
HK$3,484
+HK$200/mo
Deposit HK$452K · loan HK$678K · min. income ≈ HK$6,568/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,438
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,530
−HK$94/mo
Today · 4.125%
HK$3,624
baseline
▲ 0.50% · 4.625%
HK$3,815
+HK$191/mo
Deposit HK$452K · loan HK$678K · min. income ≈ HK$7,248/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,348
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,452
−HK$106/mo
Today · 4.125%
HK$3,558
baseline
▲ 0.50% · 4.625%
HK$3,774
+HK$216/mo
Deposit HK$395K · loan HK$734K · min. income ≈ HK$7,116/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,725
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,824
−HK$102/mo
Today · 4.125%
HK$3,926
baseline
▲ 0.50% · 4.625%
HK$4,133
+HK$207/mo
Deposit HK$395K · loan HK$734K · min. income ≈ HK$7,852/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,605
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,718
−HK$114/mo
Today · 4.125%
HK$3,832
baseline
▲ 0.50% · 4.625%
HK$4,065
+HK$233/mo
Deposit HK$339K · loan HK$791K · min. income ≈ HK$7,664/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,011
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,119
−HK$109/mo
Today · 4.125%
HK$4,228
baseline
▲ 0.50% · 4.625%
HK$4,451
+HK$223/mo
Deposit HK$339K · loan HK$791K · min. income ≈ HK$8,456/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$122/mo
Today · 4.125%
HK$4,105
baseline
▲ 0.50% · 4.625%
HK$4,355
+HK$250/mo
Deposit HK$282K · loan HK$847K · min. income ≈ HK$8,210/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,298
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,413
−HK$117/mo
Today · 4.125%
HK$4,530
baseline
▲ 0.50% · 4.625%
HK$4,769
+HK$239/mo
Deposit HK$282K · loan HK$847K · min. income ≈ HK$9,060/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,121
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$130/mo
Today · 4.125%
HK$4,379
baseline
▲ 0.50% · 4.625%
HK$4,645
+HK$266/mo
Deposit HK$226K · loan HK$904K · min. income ≈ HK$8,758/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$125/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$254/mo
Deposit HK$226K · loan HK$904K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,378
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,514
−HK$139/mo
Today · 4.125%
HK$4,653
baseline
▲ 0.50% · 4.625%
HK$4,936
+HK$283/mo
Deposit HK$169K · loan HK$960K · min. income ≈ HK$9,306/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,871
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,001
−HK$133/mo
Today · 4.125%
HK$5,134
baseline
▲ 0.50% · 4.625%
HK$5,404
+HK$270/mo
Deposit HK$169K · loan HK$960K · min. income ≈ HK$10,268/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,780
−HK$146/mo
Today · 4.125%
HK$4,926
baseline
▲ 0.50% · 4.625%
HK$5,226
+HK$300/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,852/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$141/mo
Today · 4.125%
HK$5,436
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$286/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,872/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).