▼ 0.50% · 3.625%
HK$2,397
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,471
−HK$76/mo
Today · 4.125%
HK$2,547
baseline
▲ 0.50% · 4.625%
HK$2,702
+HK$155/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,094/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,666
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,738
−HK$72/mo
Today · 4.125%
HK$2,810
baseline
▲ 0.50% · 4.625%
HK$2,958
+HK$148/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,620/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,636
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,718
−HK$84/mo
Today · 4.125%
HK$2,802
baseline
▲ 0.50% · 4.625%
HK$2,972
+HK$170/mo
Deposit HK$473K · loan HK$578K · min. income ≈ HK$5,604/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,933
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,011
−HK$80/mo
Today · 4.125%
HK$3,091
baseline
▲ 0.50% · 4.625%
HK$3,254
+HK$163/mo
Deposit HK$473K · loan HK$578K · min. income ≈ HK$6,182/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,876
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,965
−HK$91/mo
Today · 4.125%
HK$3,056
baseline
▲ 0.50% · 4.625%
HK$3,242
+HK$186/mo
Deposit HK$420K · loan HK$631K · min. income ≈ HK$6,112/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,199
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,285
−HK$87/mo
Today · 4.125%
HK$3,372
baseline
▲ 0.50% · 4.625%
HK$3,550
+HK$178/mo
Deposit HK$420K · loan HK$631K · min. income ≈ HK$6,744/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,116
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,212
−HK$99/mo
Today · 4.125%
HK$3,311
baseline
▲ 0.50% · 4.625%
HK$3,512
+HK$201/mo
Deposit HK$368K · loan HK$683K · min. income ≈ HK$6,622/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,466
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,559
−HK$94/mo
Today · 4.125%
HK$3,653
baseline
▲ 0.50% · 4.625%
HK$3,846
+HK$193/mo
Deposit HK$368K · loan HK$683K · min. income ≈ HK$7,306/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,355
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,460
−HK$106/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,783
+HK$217/mo
Deposit HK$315K · loan HK$736K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,833
−HK$101/mo
Today · 4.125%
HK$3,934
baseline
▲ 0.50% · 4.625%
HK$4,142
+HK$208/mo
Deposit HK$315K · loan HK$736K · min. income ≈ HK$7,868/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,595
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,707
−HK$113/mo
Today · 4.125%
HK$3,820
baseline
▲ 0.50% · 4.625%
HK$4,053
+HK$233/mo
Deposit HK$263K · loan HK$788K · min. income ≈ HK$7,640/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,999
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,107
−HK$108/mo
Today · 4.125%
HK$4,215
baseline
▲ 0.50% · 4.625%
HK$4,438
+HK$223/mo
Deposit HK$263K · loan HK$788K · min. income ≈ HK$8,430/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,835
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,954
−HK$121/mo
Today · 4.125%
HK$4,075
baseline
▲ 0.50% · 4.625%
HK$4,323
+HK$248/mo
Deposit HK$210K · loan HK$841K · min. income ≈ HK$8,150/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,266
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,380
−HK$116/mo
Today · 4.125%
HK$4,496
baseline
▲ 0.50% · 4.625%
HK$4,733
+HK$237/mo
Deposit HK$210K · loan HK$841K · min. income ≈ HK$8,992/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,074
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,201
−HK$129/mo
Today · 4.125%
HK$4,330
baseline
▲ 0.50% · 4.625%
HK$4,593
+HK$263/mo
Deposit HK$158K · loan HK$893K · min. income ≈ HK$8,660/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,533
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,654
−HK$123/mo
Today · 4.125%
HK$4,777
baseline
▲ 0.50% · 4.625%
HK$5,029
+HK$252/mo
Deposit HK$158K · loan HK$893K · min. income ≈ HK$9,554/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,314
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,448
−HK$136/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,863
+HK$279/mo
Deposit HK$105K · loan HK$946K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,928
−HK$130/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,325
+HK$267/mo
Deposit HK$105K · loan HK$946K · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).