▼ 0.50% · 3.625%
HK$2,480
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,558
−HK$78/mo
Today · 4.125%
HK$2,636
baseline
▲ 0.50% · 4.625%
HK$2,796
+HK$160/mo
Deposit HK$544K · loan HK$544K · min. income ≈ HK$5,272/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,760
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,834
−HK$75/mo
Today · 4.125%
HK$2,909
baseline
▲ 0.50% · 4.625%
HK$3,062
+HK$153/mo
Deposit HK$544K · loan HK$544K · min. income ≈ HK$5,818/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,729
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,813
−HK$87/mo
Today · 4.125%
HK$2,900
baseline
▲ 0.50% · 4.625%
HK$3,076
+HK$176/mo
Deposit HK$490K · loan HK$598K · min. income ≈ HK$5,800/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,035
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,117
−HK$82/mo
Today · 4.125%
HK$3,199
baseline
▲ 0.50% · 4.625%
HK$3,368
+HK$169/mo
Deposit HK$490K · loan HK$598K · min. income ≈ HK$6,398/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,069
−HK$94/mo
Today · 4.125%
HK$3,163
baseline
▲ 0.50% · 4.625%
HK$3,356
+HK$193/mo
Deposit HK$435K · loan HK$653K · min. income ≈ HK$6,326/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,400
−HK$90/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,674
+HK$184/mo
Deposit HK$435K · loan HK$653K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,225
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,325
−HK$102/mo
Today · 4.125%
HK$3,427
baseline
▲ 0.50% · 4.625%
HK$3,635
+HK$208/mo
Deposit HK$381K · loan HK$707K · min. income ≈ HK$6,854/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,587
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$97/mo
Today · 4.125%
HK$3,781
baseline
▲ 0.50% · 4.625%
HK$3,981
+HK$200/mo
Deposit HK$381K · loan HK$707K · min. income ≈ HK$7,562/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,473
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,581
−HK$109/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,915
+HK$225/mo
Deposit HK$326K · loan HK$761K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$105/mo
Today · 4.125%
HK$4,072
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$215/mo
Deposit HK$326K · loan HK$761K · min. income ≈ HK$8,144/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,721
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$118/mo
Today · 4.125%
HK$3,954
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$241/mo
Deposit HK$272K · loan HK$816K · min. income ≈ HK$7,908/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$113/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,593
+HK$230/mo
Deposit HK$272K · loan HK$816K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,969
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,092
−HK$126/mo
Today · 4.125%
HK$4,218
baseline
▲ 0.50% · 4.625%
HK$4,474
+HK$256/mo
Deposit HK$218K · loan HK$870K · min. income ≈ HK$8,436/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,415
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,534
−HK$120/mo
Today · 4.125%
HK$4,654
baseline
▲ 0.50% · 4.625%
HK$4,899
+HK$245/mo
Deposit HK$218K · loan HK$870K · min. income ≈ HK$9,308/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,217
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,348
−HK$133/mo
Today · 4.125%
HK$4,481
baseline
▲ 0.50% · 4.625%
HK$4,754
+HK$273/mo
Deposit HK$163K · loan HK$925K · min. income ≈ HK$8,962/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,691
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,817
−HK$128/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,205
+HK$260/mo
Deposit HK$163K · loan HK$925K · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$141/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$289/mo
Deposit HK$109K · loan HK$979K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,967
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$135/mo
Today · 4.125%
HK$5,235
baseline
▲ 0.50% · 4.625%
HK$5,511
+HK$276/mo
Deposit HK$109K · loan HK$979K · min. income ≈ HK$10,470/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).