▼ 0.50% · 3.625%
HK$3,512
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,621
−HK$111/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,959
+HK$227/mo
Deposit HK$770K · loan HK$770K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,907
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,012
−HK$106/mo
Today · 4.125%
HK$4,118
baseline
▲ 0.50% · 4.625%
HK$4,335
+HK$217/mo
Deposit HK$770K · loan HK$770K · min. income ≈ HK$8,236/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$122/mo
Today · 4.125%
HK$4,105
baseline
▲ 0.50% · 4.625%
HK$4,355
+HK$250/mo
Deposit HK$693K · loan HK$847K · min. income ≈ HK$8,210/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,413
−HK$117/mo
Today · 4.125%
HK$4,530
baseline
▲ 0.50% · 4.625%
HK$4,768
+HK$238/mo
Deposit HK$693K · loan HK$847K · min. income ≈ HK$9,060/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$133/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$273/mo
Deposit HK$616K · loan HK$924K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,688
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$127/mo
Today · 4.125%
HK$4,941
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$261/mo
Deposit HK$616K · loan HK$924K · min. income ≈ HK$9,882/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,565
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$145/mo
Today · 4.125%
HK$4,852
baseline
▲ 0.50% · 4.625%
HK$5,147
+HK$295/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$9,704/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,079
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,215
−HK$138/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,635
+HK$282/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,069
−HK$156/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$318/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,469
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$149/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$304/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,268
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,431
−HK$167/mo
Today · 4.125%
HK$5,598
baseline
▲ 0.50% · 4.625%
HK$5,939
+HK$341/mo
Deposit HK$385K · loan HK$1.16M · min. income ≈ HK$11,196/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,860
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,017
−HK$160/mo
Today · 4.125%
HK$6,177
baseline
▲ 0.50% · 4.625%
HK$6,502
+HK$325/mo
Deposit HK$385K · loan HK$1.16M · min. income ≈ HK$12,354/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,619
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,794
−HK$177/mo
Today · 4.125%
HK$5,971
baseline
▲ 0.50% · 4.625%
HK$6,334
+HK$363/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$11,942/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,251
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,418
−HK$171/mo
Today · 4.125%
HK$6,589
baseline
▲ 0.50% · 4.625%
HK$6,936
+HK$347/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$13,178/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,970
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,156
−HK$188/mo
Today · 4.125%
HK$6,344
baseline
▲ 0.50% · 4.625%
HK$6,730
+HK$386/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,688/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,642
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,820
−HK$180/mo
Today · 4.125%
HK$7,000
baseline
▲ 0.50% · 4.625%
HK$7,369
+HK$369/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$14,000/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,321
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,518
−HK$200/mo
Today · 4.125%
HK$6,718
baseline
▲ 0.50% · 4.625%
HK$7,126
+HK$408/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,436/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,032
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,221
−HK$191/mo
Today · 4.125%
HK$7,412
baseline
▲ 0.50% · 4.625%
HK$7,803
+HK$391/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,824/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).