▼ 0.50% · 3.625%
HK$2,512
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,590
−HK$79/mo
Today · 4.125%
HK$2,669
baseline
▲ 0.50% · 4.625%
HK$2,832
+HK$163/mo
Deposit HK$551K · loan HK$551K · min. income ≈ HK$5,338/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,794
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,869
−HK$76/mo
Today · 4.125%
HK$2,945
baseline
▲ 0.50% · 4.625%
HK$3,101
+HK$156/mo
Deposit HK$551K · loan HK$551K · min. income ≈ HK$5,890/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,763
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,849
−HK$87/mo
Today · 4.125%
HK$2,936
baseline
▲ 0.50% · 4.625%
HK$3,115
+HK$179/mo
Deposit HK$496K · loan HK$606K · min. income ≈ HK$5,872/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,074
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,156
−HK$84/mo
Today · 4.125%
HK$3,240
baseline
▲ 0.50% · 4.625%
HK$3,411
+HK$171/mo
Deposit HK$496K · loan HK$606K · min. income ≈ HK$6,480/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,014
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,108
−HK$95/mo
Today · 4.125%
HK$3,203
baseline
▲ 0.50% · 4.625%
HK$3,398
+HK$195/mo
Deposit HK$441K · loan HK$661K · min. income ≈ HK$6,406/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,353
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,443
−HK$91/mo
Today · 4.125%
HK$3,534
baseline
▲ 0.50% · 4.625%
HK$3,721
+HK$187/mo
Deposit HK$441K · loan HK$661K · min. income ≈ HK$7,068/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,265
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,367
−HK$103/mo
Today · 4.125%
HK$3,470
baseline
▲ 0.50% · 4.625%
HK$3,681
+HK$211/mo
Deposit HK$386K · loan HK$716K · min. income ≈ HK$6,940/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,633
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,730
−HK$99/mo
Today · 4.125%
HK$3,829
baseline
▲ 0.50% · 4.625%
HK$4,031
+HK$202/mo
Deposit HK$386K · loan HK$716K · min. income ≈ HK$7,658/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,516
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$111/mo
Today · 4.125%
HK$3,737
baseline
▲ 0.50% · 4.625%
HK$3,964
+HK$227/mo
Deposit HK$330K · loan HK$771K · min. income ≈ HK$7,474/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$106/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,341
+HK$218/mo
Deposit HK$330K · loan HK$771K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,768
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$119/mo
Today · 4.125%
HK$4,004
baseline
▲ 0.50% · 4.625%
HK$4,248
+HK$244/mo
Deposit HK$275K · loan HK$826K · min. income ≈ HK$8,008/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,191
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,304
−HK$114/mo
Today · 4.125%
HK$4,418
baseline
▲ 0.50% · 4.625%
HK$4,651
+HK$233/mo
Deposit HK$275K · loan HK$826K · min. income ≈ HK$8,836/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$127/mo
Today · 4.125%
HK$4,271
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$260/mo
Deposit HK$220K · loan HK$881K · min. income ≈ HK$8,542/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,471
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$121/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$249/mo
Deposit HK$220K · loan HK$881K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,270
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$135/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,814
+HK$276/mo
Deposit HK$165K · loan HK$936K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$129/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,271
+HK$264/mo
Deposit HK$165K · loan HK$936K · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,521
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$143/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,097
+HK$292/mo
Deposit HK$110K · loan HK$991K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,030
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$137/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,581
+HK$279/mo
Deposit HK$110K · loan HK$991K · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).