▼ 0.50% · 3.625%
HK$4,349
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$138/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$281/mo
Deposit HK$954K · loan HK$954K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$132/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$268/mo
Deposit HK$954K · loan HK$954K · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,933
−HK$151/mo
Today · 4.125%
HK$5,084
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$309/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$10,168/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,322
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,465
−HK$145/mo
Today · 4.125%
HK$5,610
baseline
▲ 0.50% · 4.625%
HK$5,905
+HK$295/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$11,220/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,381
−HK$165/mo
Today · 4.125%
HK$5,546
baseline
▲ 0.50% · 4.625%
HK$5,884
+HK$338/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$11,092/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,806
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,962
−HK$158/mo
Today · 4.125%
HK$6,120
baseline
▲ 0.50% · 4.625%
HK$6,442
+HK$322/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$12,240/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,654
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,830
−HK$178/mo
Today · 4.125%
HK$6,008
baseline
▲ 0.50% · 4.625%
HK$6,374
+HK$366/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$12,016/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,290
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,458
−HK$172/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$6,979
+HK$349/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,089
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,278
−HK$192/mo
Today · 4.125%
HK$6,470
baseline
▲ 0.50% · 4.625%
HK$6,864
+HK$394/mo
Deposit HK$572K · loan HK$1.34M · min. income ≈ HK$12,940/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,774
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,955
−HK$185/mo
Today · 4.125%
HK$7,140
baseline
▲ 0.50% · 4.625%
HK$7,516
+HK$376/mo
Deposit HK$572K · loan HK$1.34M · min. income ≈ HK$14,280/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,524
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,726
−HK$207/mo
Today · 4.125%
HK$6,933
baseline
▲ 0.50% · 4.625%
HK$7,354
+HK$421/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,866/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,257
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,452
−HK$197/mo
Today · 4.125%
HK$7,649
baseline
▲ 0.50% · 4.625%
HK$8,053
+HK$404/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,298/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,958
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,175
−HK$220/mo
Today · 4.125%
HK$7,395
baseline
▲ 0.50% · 4.625%
HK$7,845
+HK$450/mo
Deposit HK$381K · loan HK$1.53M · min. income ≈ HK$14,790/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,741
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,949
−HK$210/mo
Today · 4.125%
HK$8,159
baseline
▲ 0.50% · 4.625%
HK$8,590
+HK$431/mo
Deposit HK$381K · loan HK$1.53M · min. income ≈ HK$16,318/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,393
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,623
−HK$234/mo
Today · 4.125%
HK$7,857
baseline
▲ 0.50% · 4.625%
HK$8,335
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,714/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,225
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,446
−HK$223/mo
Today · 4.125%
HK$8,669
baseline
▲ 0.50% · 4.625%
HK$9,126
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,338/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,828
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,072
−HK$247/mo
Today · 4.125%
HK$8,319
baseline
▲ 0.50% · 4.625%
HK$8,825
+HK$506/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,638/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,709
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,942
−HK$237/mo
Today · 4.125%
HK$9,179
baseline
▲ 0.50% · 4.625%
HK$9,663
+HK$484/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,358/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).