▼ 0.50% · 3.625%
HK$2,395
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,469
−HK$76/mo
Today · 4.125%
HK$2,545
baseline
▲ 0.50% · 4.625%
HK$2,700
+HK$155/mo
Deposit HK$525K · loan HK$525K · min. income ≈ HK$5,090/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,664
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,736
−HK$72/mo
Today · 4.125%
HK$2,808
baseline
▲ 0.50% · 4.625%
HK$2,956
+HK$148/mo
Deposit HK$525K · loan HK$525K · min. income ≈ HK$5,616/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,634
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,716
−HK$83/mo
Today · 4.125%
HK$2,799
baseline
▲ 0.50% · 4.625%
HK$2,970
+HK$171/mo
Deposit HK$473K · loan HK$578K · min. income ≈ HK$5,598/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,931
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,009
−HK$80/mo
Today · 4.125%
HK$3,089
baseline
▲ 0.50% · 4.625%
HK$3,252
+HK$163/mo
Deposit HK$473K · loan HK$578K · min. income ≈ HK$6,178/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,874
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,963
−HK$91/mo
Today · 4.125%
HK$3,054
baseline
▲ 0.50% · 4.625%
HK$3,240
+HK$186/mo
Deposit HK$420K · loan HK$630K · min. income ≈ HK$6,108/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,197
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,283
−HK$87/mo
Today · 4.125%
HK$3,370
baseline
▲ 0.50% · 4.625%
HK$3,547
+HK$177/mo
Deposit HK$420K · loan HK$630K · min. income ≈ HK$6,740/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,113
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,210
−HK$98/mo
Today · 4.125%
HK$3,308
baseline
▲ 0.50% · 4.625%
HK$3,510
+HK$202/mo
Deposit HK$368K · loan HK$683K · min. income ≈ HK$6,616/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,463
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,556
−HK$95/mo
Today · 4.125%
HK$3,651
baseline
▲ 0.50% · 4.625%
HK$3,843
+HK$192/mo
Deposit HK$368K · loan HK$683K · min. income ≈ HK$7,302/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,353
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,457
−HK$106/mo
Today · 4.125%
HK$3,563
baseline
▲ 0.50% · 4.625%
HK$3,780
+HK$217/mo
Deposit HK$315K · loan HK$735K · min. income ≈ HK$7,126/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,830
−HK$101/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,139
+HK$208/mo
Deposit HK$315K · loan HK$735K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,592
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,704
−HK$113/mo
Today · 4.125%
HK$3,817
baseline
▲ 0.50% · 4.625%
HK$4,050
+HK$233/mo
Deposit HK$263K · loan HK$788K · min. income ≈ HK$7,634/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,996
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,103
−HK$109/mo
Today · 4.125%
HK$4,212
baseline
▲ 0.50% · 4.625%
HK$4,434
+HK$222/mo
Deposit HK$263K · loan HK$788K · min. income ≈ HK$8,424/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,832
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,951
−HK$121/mo
Today · 4.125%
HK$4,072
baseline
▲ 0.50% · 4.625%
HK$4,320
+HK$248/mo
Deposit HK$210K · loan HK$840K · min. income ≈ HK$8,144/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,263
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,377
−HK$116/mo
Today · 4.125%
HK$4,493
baseline
▲ 0.50% · 4.625%
HK$4,730
+HK$237/mo
Deposit HK$210K · loan HK$840K · min. income ≈ HK$8,986/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$128/mo
Today · 4.125%
HK$4,326
baseline
▲ 0.50% · 4.625%
HK$4,590
+HK$264/mo
Deposit HK$158K · loan HK$893K · min. income ≈ HK$8,652/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$123/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$251/mo
Deposit HK$158K · loan HK$893K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,311
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$136/mo
Today · 4.125%
HK$4,581
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$279/mo
Deposit HK$105K · loan HK$945K · min. income ≈ HK$9,162/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,924
−HK$131/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$266/mo
Deposit HK$105K · loan HK$945K · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).